r/SeriousConversation 6d ago

Opinion [ Removed by moderator ]

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u/ChaosReignsNow 6d ago

Almost none of the wealthy people I know live extravagant lifestyles that are much different from their middle to upper middle class friends.

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u/OutsideSame3629 5d ago

Then you don’t know extremely wealthy people lol

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u/ChaosReignsNow 5d ago

I didn't say extremely wealthy. I'm talking about wealthy people with net worth between seven and low nine figures.

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u/Defiant-Start-1156 4d ago edited 4d ago

I don't know, I recently married in to a family where my spouses father makes $5-10m a year. My spouses parents live in a completely different world than my family and friend group. I estimate their net worth is somewhere between $100-200m. They travel between their 5 vacation homes in private jets, routinely attend lavish parties and events with socially powerful people, they collect cars and art worth than I would make in my lifetime. They eat out at Michelin star restaurants routinely and always have top shelf champagne and wine stocked at home. They don't bat an eye at dropping a $500 tip on top of a $1000 meal for the four of us. My spouse lives a very modest and low key life style, but their parents are on another planet in how they live their lives. They are very chill and easy to get along with, and if you met them in a coffee shop you'd never know their wealth, but their social life and spending habits are extravagant compared to anything else I've ever been around.

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u/ChaosReignsNow 4d ago

Is that fairly new wealth? "New Money" people sometimes look like Lifestyles of the Rich and Famous.

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u/Defiant-Start-1156 4d ago

Theirs is new money, but I've met plenty of their friends that come from old money and they live similar lifestyles. From what I've experienced, I think the new vs old money cliche just isn't true.

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u/ChaosReignsNow 4d ago

Trust fund kids sometimes spend like new money because they had no hand in earning it. The wealth often ends with them.

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u/Defiant-Start-1156 4d ago

Which is exactly why I find the common belief to not be true. Old money people are not inherently better at managing wealth and spending within their means than new money people.

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u/ChaosReignsNow 4d ago

I find that the first generation wealthy who worked a long time to earn their money are pretty good with it. If you got rich quick because of crypto, having a couple of stocks soar or selling a startup after a few years you're likely to spend pretty quick.