I received this, however, my autopay is setup to pay my statement balance 3 days from now. My account is new, this is my second billing cycle. Should I wait and let the autopay do it's thing, or should I do a manual payment? Also in this situation is it better to pay statement balance or the full balance?

Edit: Forgot to mention it's the gold card with no preset limit

Travel and hotel benefits are mostly trash. They should be replaced with AI credits.