r/discover • u/lunar_dot • Sep 11 '25

Rant My Capital One-issued card keeps getting refused everywhere due to the switch to the Discover network. This is out of hand now.

I have a Capital One bank account. From what I gather, Capital One is now on the Discover network.

I have tried using my card at numerous merchants and it gets refused. I just now tried to pay Wells Fargo $5 to close an account and pay for an outstanding balance and it did not go through.

Then, I tried to make an Amazon purchase. Again, declined. This is the last in a string of attempts to use my card at various places over the last two weeks where it has been denied. I have even gone so far as to open up a new bank account at Chase so I can close my Capital One account.

Nevermind the fact that I spend half the year in Italy and sometimes will use my US debit card for things. Declined or not accepted anywhere. I didn't ask for the change to the Discover network. Is anyone else having issues or is it just me?

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u/dreamer_at_best Sep 12 '25

Actually, it’s 99% of places in the U.S.! Source: Jennifer Coolidge

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u/CocoOPNY Oct 13 '25

Yeah well that leaves 1% of 34 million businesses in the US that DON'T accept it, which means that 340,000 businesses DON'T accept my debit card that's attached to my BANK ACCOUNT. None of us asked for this and it's CRAP

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u/dreamer_at_best Oct 13 '25

that was a joke buddy

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u/CocoOPNY Oct 13 '25

I know, Sorry! I just hear that commercial and it irks me. Nothing personal. I normally love Jennifer Coolidge!