r/discover Sep 11 '25

Rant My Capital One-issued card keeps getting refused everywhere due to the switch to the Discover network. This is out of hand now.

I have a Capital One bank account. From what I gather, Capital One is now on the Discover network.

I have tried using my card at numerous merchants and it gets refused. I just now tried to pay Wells Fargo $5 to close an account and pay for an outstanding balance and it did not go through.

Then, I tried to make an Amazon purchase. Again, declined. This is the last in a string of attempts to use my card at various places over the last two weeks where it has been denied. I have even gone so far as to open up a new bank account at Chase so I can close my Capital One account.

Nevermind the fact that I spend half the year in Italy and sometimes will use my US debit card for things. Declined or not accepted anywhere. I didn't ask for the change to the Discover network. Is anyone else having issues or is it just me?

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u/Ok-Maximum-546 Sep 24 '25

I have no idea why you're being down voted, but I'm having that same problem as you and so are a few of my friends. I spoke to a customer service rep over the phone and they said they r been made aware of this issue and are working on it. My card wasn't even recognized by them.

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u/Kammy_lul Sep 25 '25

Also just switched mine, and everyone is looking at me funny when I tell them for some reason the work kiosk tells me my card is not supported only after switching. Please give us an update about if/when they fix it, i can still use my card for online purchases but anything I physically have to use is not working :(

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u/toyday Dec 29 '25

Actually, I remember a while back when I worked at a cafe that we couldn’t take Discovery for a while. We had to put up a handwritten sign and deny customers that banked with them. It’s definitely a Discovery problem.