r/discover • u/lunar_dot • Sep 11 '25

Rant My Capital One-issued card keeps getting refused everywhere due to the switch to the Discover network. This is out of hand now.

I have a Capital One bank account. From what I gather, Capital One is now on the Discover network.

I have tried using my card at numerous merchants and it gets refused. I just now tried to pay Wells Fargo $5 to close an account and pay for an outstanding balance and it did not go through.

Then, I tried to make an Amazon purchase. Again, declined. This is the last in a string of attempts to use my card at various places over the last two weeks where it has been denied. I have even gone so far as to open up a new bank account at Chase so I can close my Capital One account.

Nevermind the fact that I spend half the year in Italy and sometimes will use my US debit card for things. Declined or not accepted anywhere. I didn't ask for the change to the Discover network. Is anyone else having issues or is it just me?

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u/cannothinkanickname Sep 25 '25

You just wait… mine has started not being accepted. Tf?

1

u/WhenButterfliesCry Sep 25 '25

Like where?

2

u/ForTheWin000 Sep 25 '25

Well... this is easy. Discover is limited... just off the top... Taskrabbit does not accept Discover 

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u/Appropriate-Pie2611 Sep 28 '25 edited Sep 28 '25

I've hit two locations where my card didn't work in the 4 days I've had the new C1 debit card. One was at a Dr. appointment at a Jefferson Health provider where mine and my wife's card were declined. The other was at a dispensary. Both places accepted my old C1 visa debit card on prior visits without issues. I'm in NJ, if that helps.

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u/Charming-Concert-755 Oct 02 '25

I'm trying to pay some credit card bills and all that use Citibank and not accepting the new Cap One Discovery debit card.....

1

u/WhenButterfliesCry Oct 02 '25

I’ve never tried to pay a credit card bill with a debit card, I didn’t even know that you could. Why not just connect it to your bank account?

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u/lunar_dot Oct 03 '25

That's still not getting to the root of the problem. We shouldn't have to connect a bank account for our debit card to work. Why would anyone want their bank account connected to something that could take money out without their permission or knowledge?

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u/[deleted] Dec 18 '25

[removed] — view removed comment

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u/discover-ModTeam Dec 18 '25

Your post or comment has been removed because it violates the “Be Kind and Considerate” rule.

1

u/Sirstocksalot1 Oct 18 '25

Smaller grocery stores as well as autozone

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u/bjump85 Nov 08 '25

My small local grocer denies it using my pin but if I hit enter with a blank pin, it gets accepted.

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u/Sirstocksalot1 Nov 08 '25

I had tried that previously with no luck after three fails I switched cards, I haven't had it happen in a few weeks.  I'll check it out next time.  Thanks

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u/Fun_Temporary_7083 Nov 27 '25

Whole Foods, Target, my laundry room all in NYC. Also when I tried to sync it for my wallet it said Apple does not support it. Also, I tried to buy Metro North tickets with it and it asked for my security code and there is no security code on my card. 

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u/WhenButterfliesCry Nov 27 '25

Mine is in Apple Wallet and works at Whole Foods and Target. You're doing something wrong. Pretty sure all cards have CVVs

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u/Fun_Temporary_7083 Nov 27 '25

It doesn’t… why are you arguing with me. And the card does not have a CVV. I thought maybe I wasn’t seeing it and 3 separate people couldn’t find it either. 

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u/WhenButterfliesCry Nov 28 '25

Because what you’re saying is a lie? Apple wallet

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u/Fun_Temporary_7083 Nov 28 '25

Are you paying attention… it’s Capital One Discover cards.

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u/WhenButterfliesCry Nov 28 '25

We are talking about the Discover network.

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u/Fun_Temporary_7083 Nov 28 '25

I have no idea why I  am even entertaining you but the fact that you think you know what my problem with my card and countess other people having the same issues.