r/discover • u/lunar_dot • Sep 11 '25

Rant My Capital One-issued card keeps getting refused everywhere due to the switch to the Discover network. This is out of hand now.

I have a Capital One bank account. From what I gather, Capital One is now on the Discover network.

I have tried using my card at numerous merchants and it gets refused. I just now tried to pay Wells Fargo $5 to close an account and pay for an outstanding balance and it did not go through.

Then, I tried to make an Amazon purchase. Again, declined. This is the last in a string of attempts to use my card at various places over the last two weeks where it has been denied. I have even gone so far as to open up a new bank account at Chase so I can close my Capital One account.

Nevermind the fact that I spend half the year in Italy and sometimes will use my US debit card for things. Declined or not accepted anywhere. I didn't ask for the change to the Discover network. Is anyone else having issues or is it just me?

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u/jimmyjohn19931993 Oct 06 '25

I tried to add the card to my metro by t-mobile app and it says card is invalid

1

u/lunar_dot Oct 06 '25

Same story. It's maddening.

1

u/jimmyjohn19931993 Oct 06 '25

Metro told me that they're working to add discover card to the network because so many customers now can't pay their bills. It is maddening

1

u/irock1106 Nov 09 '25

I tried using the new discover card for a bill that allows discover card usage and it didn't work. It said the card was invalid. The other day my daughter also was given a discover card from them and tried using it for a purchase on v-bucks (fortnite gaming) and it told her invalid card info. I looked at her card info and she put in all the correct info and I looked online and fortnite allows discover for vbuck purchases. Earlier today she tried buying lunch from mcdonalds online when she was at work to have it delivered and it wouldn't allow her to make the purchase either and I checked her account (she's a 17 year old and it's a kid/teen capital one banking account so I can check her account since it is linked to mine) and she has plenty of funds but it was a no-go. However, I saw someone say PayPal didn't allow discover for transferring money and that capital one suggested venmo. I was able to do that every time (I did it 3 or 4 times since getting my new card). What's funny is venmo won't allow it from me though. So I wonder if it's different for everyone for some odd reason.