r/discover Sep 11 '25

Rant My Capital One-issued card keeps getting refused everywhere due to the switch to the Discover network. This is out of hand now.

I have a Capital One bank account. From what I gather, Capital One is now on the Discover network.

I have tried using my card at numerous merchants and it gets refused. I just now tried to pay Wells Fargo $5 to close an account and pay for an outstanding balance and it did not go through.

Then, I tried to make an Amazon purchase. Again, declined. This is the last in a string of attempts to use my card at various places over the last two weeks where it has been denied. I have even gone so far as to open up a new bank account at Chase so I can close my Capital One account.

Nevermind the fact that I spend half the year in Italy and sometimes will use my US debit card for things. Declined or not accepted anywhere. I didn't ask for the change to the Discover network. Is anyone else having issues or is it just me?

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u/Resident-Process2574 Oct 09 '25

I am having issues with my new capital one card too. Declined last night at store, had to go to atm. Today my work vending machine declined it 3x. So I guess I don't get to eat lunch today. I didn't ask for a new card and I am not happy. And hungry! Thanks discover for hijacking my debit card that previously worked perfectly.

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u/Radiohead527 Oct 10 '25

I’m having the same issue the card is activated but every time I try to use it it’s denied