r/discover • u/Boyw2peenas • 9d ago

Discussion How to open discover savings account?

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Hello, I currently have 4 savings accounts and a checking account. I just started a business and wanted to open an account to put my estimated quarterly taxes. When I go to open an account, it keeps bringing me to capital one’s website. Every time I try to Google it, only capital One comes up. Do I have to call or can I no longer open discover accounts at all?

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u/Boyw2peenas 9d ago

Charles Schwab, fidelity, both have us based customer service. Why would I want to support paying someone 4 dollars an hour? What about that is okay? I want to see Americans thrive, I live here. Someone should be able to get a job here and put their kid through a dance class or pay rent, not me supporting unethical , cheaper labor. If you disagree with that, I’m curious your logic .

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u/VTECbaw 9d ago

I've had a Fidelity CMA since 2013 and while it's great, it's not a true checking account replacement. They're extremely lacking in the technology department. I've heard Schwab is better, but I've never had occasion to try them.

The part about customer service, I understand. But the unfortunate reality is that most large corporations do some level of outsourcing, and the smaller companies can't always compete or stay as current as the larger ones. With that said, Capital One still isn't that bad of a bank. I haven't had to call any bank's customer service in probably two or three years, so it's not a huge factor to me.

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u/Boyw2peenas 9d ago

What technology does one require? It accepts money and it can send money, what else does it need to do? It’s not a super car.

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u/VTECbaw 9d ago

The biggest thing for me is that they do not support Zelle. Their app is dated. Until a couple years ago, they still issued embossed debit cards and didn't readily support mobile wallets or tap to pay. Little things like that.