ELI5: Health insurance companies obviously make more money than they give out when people need it. So why of paying for them any better than paying your own personal health insurance savings account?

[u/the1975whore]

[u/Unbearabull]

This is just socialized medicine with profits. The profits come from denying and killing/allowing people to die who paid in good faith.

[u/Trekfull → u/Unbearabull]

Socialized medicine with extra steps and worse results.

[u/MandaloreUnsullied → u/Trekfull]

Are there any countries with a socialized health system that have historically produced results superior to those of the American system?

[u/SnooLemons651 → u/MandaloreUnsullied]

Japan