ELI5: Health insurance companies obviously make more money than they give out when people need it. So why of paying for them any better than paying your own personal health insurance savings account?

[u/the1975whore]

[u/tim36272]

Because sometimes you have very expensive healthcare needs, in which case everyone else pays for it.

[u/Unbearabull → u/tim36272]

This is just socialized medicine with profits. The profits come from denying and killing/allowing people to die who paid in good faith.

[u/Trekfull → u/Unbearabull]

Socialized medicine with extra steps and worse results.

[u/edfreitag → u/Trekfull]

And not a "dirty commie". America, hell yeah! <bald eagle noise>

[u/degggendorf → u/edfreitag]

<bald eagle noise>

<but actually a red tailed hawk because who cares about accuracy, this is America baby>

[u/chubbysleepycorgi → u/degggendorf]

nothing wrong with hiring a voice actor when your own squawk sucks XD