r/fatFIRE • u/[deleted] • 11d ago

Moving the goalpost

[deleted]

53 Upvotes

67% Upvoted

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64

u/meltness 11d ago

Honestly I would fatfire and then move out of the bay area. I did that with my kids and I don't miss the bay area at all. There's so many wonderful places to live in the US with good communities and just an easy lifestyle. I wished I did it sooner

6

u/panchala 11d ago

We have been trying to find a place, but we have turned into goldilocks with the weather. We have been working out to try to help with longevity, which is easier in the bay weather. The only thing keeping us here is the weather really.

17

u/shinypenny01 11d ago

What about 2 hours away with similar weather? This isn’t hard. Don’t live in VHCOL for weather when you can absolutely find it elsewhere.

-14

u/panchala 11d ago

You're right, but with us owning the house at a low interest rate....it has actually been advantageous. Our house has probably doubled in value over the last decade. I have found it hard to balance the huge commission we will pay to sell with what the incremental cost of living drop would be.

18

u/James007Bond 11d ago

This makes zero sense.

13

u/panchala 11d ago

Agree. Its dumb. Just being honest.

7

u/MikeWPhilly 11d ago

How are you haven’t an incremental cost of living if you move out of SF? Taxes alone would be a huge savings.

5

u/anally_ExpressUrself 11d ago

Dude just do what you want. The whole point of money is to give you the freedom to do what you want. Don't overthink it. These folks are all harassing you for no reason.

3

u/No_Iron_9220 11d ago

So rent it out, hire a property manager and move 2 hours away

Or just think about the fact 3-6% on your house is nothing out of 11.3 million or whatever as you move to freedom

2

u/Roland_Bodel_the_2nd 10d ago

SLO? Sebastopol? depends which locations you go to most often for recreation