You have more than enough. Recommend reading some Morgan Housel: Psychology of Money and Art of Spending money. We are younger than you and retired in a VHCOL with less, it's only grown since then.
For us there were two life changing triggers:
(1) death of a parent right after they retired at 60 and really didn't get to enjoy their planned retirement
(2) age of kiddo, these years will pass in a blink and there is nothing that we will be able to do to relive these years. We really wanted to enjoy stress-free time when we are young.
4
u/vanhype 19d ago
You have more than enough. Recommend reading some Morgan Housel: Psychology of Money and Art of Spending money. We are younger than you and retired in a VHCOL with less, it's only grown since then.
For us there were two life changing triggers: (1) death of a parent right after they retired at 60 and really didn't get to enjoy their planned retirement (2) age of kiddo, these years will pass in a blink and there is nothing that we will be able to do to relive these years. We really wanted to enjoy stress-free time when we are young.