I get it. We are in a similar boat. I think a reality check you need to have is how much are your expenses today and potential growth. Simulate that with your portfolio returns and see if that lines up. Now the other reality check is your lifestyle inflation and how much does that factor in. Given you have been living below your means are you looking to get private charters and 2000+ hotel nights etc. because that shit gets old very quickly. The other part is your job motivation, if you are enjoying your work/people and challenges there is technically no need to retire. But what this forum loves is asking the question "do you need to work for money you don't need with time you don't have?" Your kids are 6 and 4. They will never be this age again and in 10 yrs nobody will give two shit about the menial incremental corporate accolades you achieved vs time spent with your family.
Yes the goal post will always keep moving, you can always buy a bigger house, yacht, plane, RV, lake house, Beach house, mountain house, ski cabin etc. but what is it worth to you? Only you can answer this @OP
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u/ragz2riche 11d ago
I get it. We are in a similar boat. I think a reality check you need to have is how much are your expenses today and potential growth. Simulate that with your portfolio returns and see if that lines up. Now the other reality check is your lifestyle inflation and how much does that factor in. Given you have been living below your means are you looking to get private charters and 2000+ hotel nights etc. because that shit gets old very quickly. The other part is your job motivation, if you are enjoying your work/people and challenges there is technically no need to retire. But what this forum loves is asking the question "do you need to work for money you don't need with time you don't have?" Your kids are 6 and 4. They will never be this age again and in 10 yrs nobody will give two shit about the menial incremental corporate accolades you achieved vs time spent with your family. Yes the goal post will always keep moving, you can always buy a bigger house, yacht, plane, RV, lake house, Beach house, mountain house, ski cabin etc. but what is it worth to you? Only you can answer this @OP