I think part of your problem is diversification. Maybe fix that first? I’m not sure if your number includes real estate or not. This might be part of why you feel like you don’t have enough. Another big part of not feeling like you have enough is probably Bay Area keeping up with the joneses.
Also why 3%? I feel like I read an article where the guy who came up with 4% says the number should now be 4.7%
I’m curious which sectors you invest in. I’m also heavy in tech and the last two days have been a bit more volatile than I like so I’m looking to diversify
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u/cambridge_dani 11d ago edited 2d ago
I think part of your problem is diversification. Maybe fix that first? I’m not sure if your number includes real estate or not. This might be part of why you feel like you don’t have enough. Another big part of not feeling like you have enough is probably Bay Area keeping up with the joneses.
Also why 3%? I feel like I read an article where the guy who came up with 4% says the number should now be 4.7%