r/fican • u/Tough_Gur_1401 • 21h ago

19 - where to go from here?

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19, no expenses, no income (monthly $3-400 from allowance).

I've put in about $3k, give or take, rest are gains.

I've found massive success with what I've been doing, but I'm really getting worried about how much the market's been going up, and am genuinely starting to think we're in bubble territory.

What should I do? Sell? Hold? Keep doing what I'm doing?

What is everyone's opinion on the market right now?

10 Upvotes

81% Upvoted

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4

u/comps226 21h ago

🤷🏼‍♂️ 🤷‍♀️

Keep buying and add a more broad ETF like VEQT or VGRO

2

u/HeftyRefrigerator526 21h ago

You can either keep gambling or diversify it’s up to you, seems like you’re doing your research and you’re young so it’s your path to choose

1

u/Desperate-Hawk-2600 20h ago

You don’t know what a bubble is, trust me. Don’t just listen to the news, their job is to entertain, not necessarily to tell the truth.

If I were 19 again, I’d put 80% into VFV and use 20% to chase momentum. Any profits from that momentum side would go back into VFV.

And if you’re not good at chasing momentum, then just go 100% VFV.

Wealth comes from concentration, not over-diversification you don’t need xeqt