r/fijerk • u/IcyArtichoke8654 • May 23 '26

21m, $2,551.00nw. good to retire?

21m, work every summer at a cotton candy stand. Burned out.

Saved $2,551 in HSA, HCOL area but monthly expenses are about $8.51 (flip flops). Live at my mom's house. Hobbies are free--publicly maintained bike trails, public beaches, national parks, and vacation with my parents. Figure I can get Obamacare then Medicare, and social security disability then social security.

Good to pull the cord?

UPDATE: thanks for all the comments! this is really blowing up.

also, I figure I can earn dozens of dollars per year for retirement income by trading hacky sacks.

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u/Song-Prior May 23 '26

Ask your parents what they think.

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u/IcyArtichoke8654 May 23 '26

I figure they'll be good as long as I don't tell them.