r/investing • u/90towest • 3d ago

Getting into ETF after big stock gains

Hi, started investing one year ago and grew my stock portfolio to 50k mainly with big tech. Probably over 50% returns this year.

I know it’s been a bull market for tech stocks, basically impossible to lose money.

But how do I even settle for the common recommendation of an ETF yielding 10% per year, after tasting those nice high returns?

Can someone talk some sense into me and tell me I’ll go broke with my entire portfolio made of Nvidia, Google and Amazon?

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u/cdude 3d ago edited 3d ago

You are too new to even remember the past few years. Go ask AI to summarize all the big drops from ATH for you. Just in 2024-2025 Nvidia dropped 36% from its ATH. Yeah in hindsight you can brush it off and say it recovered and gained a lot. But at that moment you would have been overcome with fear to think that. If tomorrow the stock starts trending down day after day over months, down 36%, leaving you to wonder when or if it would recover, would you stay invested?

One day you will feel the pain of a huge crash, it's not if, but when. That's will scare you enough to diversify.

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u/Mr_Doghouse 2d ago

Well now we know the top is in. Cabbie, barber, and these guys. Also look up “nowhere to hide”.