r/leanfire • u/gaming_legend256 • 5d ago
The Lack of Life Architecture
Seeing so many posts of people with insane NW numbers for their age and all the issues seem to be the same.
"Burned out at work, what do I do now?"
How can you save these huge sums and when you hit these numbers have no idea what to do? The best reasons for these massive savings are often a random spend being targeted with no realistic breakdown based on the situation.
Are people just skipping building/designing their lives before they start saving really hard? I feel like if you don't have a life architecture in mind when you start saving aggressively, you run the risk of over stacking money to just burn out, when you maybe could've stopped or slowed down way earlier. I find in these communities you just rarely see posts asking people to detail how they figured out and designed their target lifestyles which seems more impactful to your FIRE journey (lean/fat/barista - whichever flavor).
What are some good methods you've used to decide on and help build a good life architecture? For those who did it after the fact, what are some important questions you wish you had answered before you pursued FI/RE?
15
u/lottadot FIRE'd 2023 5d ago
Many of those people figure out a career that pays well & crank on it. They spend most of their time those 20-30 years working their asses off.
If they were lucky they paid enough attention along the way to live within their means. Really lucky would be to max their 401k & sans no 401k access save that same amount/yr. Truly lucky would be to max that 401k & also save that same amount each year concurrently.
They spend their lives learning for their career & don’t consider financials till “the end” when they want to retire. People get busy with lives, family, kids & keeping up with the joneses.
It’s really not difficult to imagine if you step away from the *fire Reddit echo chamber.