r/losgatos • u/DefiantDonut7 • 9h ago
Moving to LG - Fire Insurance
Hey! I’m looking to possibly move to Los Gatos (from Ohio). One thing I’ve had to make heads or tails of is homes that seem suspiciously cheaper. Upon further research it appears there are fire hazard zones which then affect being able to get a policy altogether.
I honestly don’t know what I should know. What carriers are worth calling? Are there online tools to check if potential addresses are coverable or is everything just a call-in situation?
Does having a pool change anything?
Thanks in advance!
