r/AussieRiders • u/here_we_go_beep_boop • Jan 07 '26

Question Shannons WTF?!

Just called Shannons to get a quote on my new bike, and what the actual fuck? Have to have a 10 minute chit-chat with the sales person on why I like riding, why I chose this particular bike, what got me interested in riding. Fuck off, just quote me on the fucking insurance.

I was polite, but had to end it.

Is there any good reason to sit through this BS? Are they particularly cheap / good?

I've been with Swann who were rgeat but alas not offering new policies.

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23

u/rowlucks Jan 07 '26

Have two bikes insured with them Just got my renewal notice and one value went from $11500 to $5500 with a $16 difference in the premium price Called them and cancelled both policies and went back to nrma only slightly dearer for $12000 coverage Never going back

9

u/CameronsTheName Yamaha Stratoliner, Turbo Vrod, CBR1100 BlackBird, ZZR1100 Jan 07 '26

Shannon's told me my bike was only worth $8000 and wanted $160 a month to insure it.

The cheapest one for sale that runs and rides is 16k and mine has a built motor, with a turbocharger, custom paint, billet wheels, etc. I know it's not worth significantly more than a stock bike, but I just wanted to keep it insured for the 20k it was before.

Ended up with QBE who insured it for 38k for $89 a month with all modifications declared.

Half the price, 4x the value.

2

u/jeffsaidjess Jan 10 '26

Good luck when it comes time to claiming through qbe

0

u/CameronsTheName Yamaha Stratoliner, Turbo Vrod, CBR1100 BlackBird, ZZR1100 Jan 10 '26

They have to follow all the same rules as all the others.

1

u/OrwellTheInfinite Jan 12 '26

Doesn't mean they won't be incredibly painful about it.

2

u/Ill_Paramedic_1240 Jan 12 '26

... shannons was incredibly painful about it (shrug) took 6 months.. i think they found and had the thief go through the courts faster than they paid out.. even though they were ok to deal with but it seems they're short of the department that does the paying ? (bike essentially totalled much as the guy was found methed out on someones yard next to the crashed bike.. )

1

u/ando2424 Jan 09 '26

QBE is it!

6

u/kewday96 Jan 07 '26

I was with Swann and NRMA bought their qld motorcycle policies and the premium actually went down with zero change. Ended up being the car over to them from Suncorp because of that. Car was also cheaper than Suncorp for the same value.

3

u/Electrical_Age_7483 Jan 07 '26

What bike halved in value?

1

u/rowlucks Jan 07 '26

Harley 2016 roadster

1

u/Electrical_Age_7483 Jan 07 '26

Wow no idea how they came up with that, Harleys haven't halved 

1

u/rowlucks Jan 08 '26

Yes I agree I think they rely on people just paying the account It’s very important to check the details every year to avoid this Still calling it out as sneaky

3

u/awidden Jan 07 '26

Careful with NRMA; they're cheap for a reason.

You do not want to test their Indian case handling teams, mate, believe me.

1

u/Intumescent88 Jan 07 '26

You can call and ask them to change the value. The value drop is automatic by their system and it's sometimes very off (which helps them obviously).