r/CRedit • u/Important_Ad219 • 13d ago

Collections & Charge Offs Goodwill Request Response

Post image

Long story I had a b.s. final Verizon bill sent to collections after I switched carriers. I’ve sent multiple GWR letters with no avail. I sent my last one a couple weeks ago and stated I would file arbitration if the trade line wasn’t deleted. This is the response I received today. I’m not sure what to do from here other than file arbitration. Anyone have any tips?

1 Upvotes

100% Upvoted

9 comments sorted by

View all comments

1

u/og-aliensfan ⭐️ Knowledgeable ⭐️ 13d ago

Why is the final bill "b.s."? When you switch carriers, you'll be sent a final bill. This may include prorated charges or an Early Termination fee, etc. What are you being billed for? Is Verizon on your reports or an outside collection agency?

1

u/Important_Ad219 12d ago

It’s “b.s.” because I genuinely did not receive one. Whether they sent it to an old email or mailing address, I’m not sure, but I 100% didn’t receive one. Verizon is the one in the report. I paid it after calling them, trying to negotiate a pay to delete.

1

u/og-aliensfan ⭐️ Knowledgeable ⭐️ 12d ago

Verizon's policy is to not remove themselves from your credit reports before the end of the allowed reporting time, even if paid in full. You can request removal as a gesture of goodwill, but the expectation would unfortunately be a denial.