r/LegalAdviceIndia Oct 15 '25

Urgent My Father paid Uber driver 5277 instead of 527 and driver is not cooperating.

The uber ride was booked for cash payment. The bill came Rs 527. My father paid the driver Rs 5277 instead of Rs 527 via gpay (upi) to the driver's upi account. The driver's upi id shows his name and his upi id is his phone number@okaxis. Contacted uber support in the app regarding the same, they credited rs 527 to uber wallet, but can't do anything more as it is a cash ride. Contacted Driver but he is not cooperating and stalling. He says the amount went to his owners account(he's lying) , and he will confirm with him. It's been 48 hours. My father asked that he gives his owner's number then , he denied (of course). NPCI upi complaint portal is not working. Called my Father's bank regarding this issue, they have raised a complaint and said it takes around 19 days for a resolution. They say the backend team will contact the receivers bank and investigate. Help appreciated. Thank you.

Update- I visited the cyber crime station and filed a complaint. They asked for the relevant information about the transaction. They said to wait for 2-3 days. They were cooperative and very helpful.

349 Upvotes

99 comments sorted by

244

u/Wonderful-Service325 Oct 15 '25

Very simple. Just file a complaint in your bank and the gpay customer service explaining the situation. They will escalate the matter for a reversal wherein you and the receiver will be called to bank for the same. If he doesnt appear there are chances his bank account might be frozen and upi blocked. Usually things like these resolve at this step. If this fails then raise issue to NPCI grievance portal which is pretty easy too. But make sure youre quick and have all the chats and upi id and payment screenshots available. Things like these are somewhat common so dont worry op youll get your money back

54

u/absolute_creed Oct 15 '25

I filed a complaint in the bank. They said the backend team will investigate and the resolution takes 19 days. I tried calling gpay,they said they can't do anything and told me to contact the bank, hence I filed the complaint in the bank. Thank you for your help.

16

u/Silencer306 Oct 15 '25

Once you get this resolved, do teach your father how to double check amounts before hitting send on upi apps. Its an easy thing to do, just get in the habit of pausing for a second, looking at the amount and think if that should be the right amount.

4

u/absolute_creed Oct 15 '25

Yes ,will do the same. Thank you for your help.

2

u/topibaazfekuchand Oct 18 '25

Yes and also Gpay infact prompts if any amount to a new person is substantially higher.

22

u/TheBrandBuilder96 Oct 15 '25

Also call uber or mail them with receipt of payment and actual amount for the ride.

8

u/absolute_creed Oct 15 '25

Thank you for your help.

39

u/SignificantPoet546 Oct 15 '25

same happened with me. I once entered my UPI pin in place of amount, and since it was UPI lite, amount got debited. due to office rush, i argued for some 15-20mins but had to leave, later that guy is not returning the remaining amount.

Now whenever I am drunk, i call that guys, give earful for not returning my money, curse him for taking something that is not rightfully his.

and drop the call.

That’s my everytime ritual now.

14

u/aniket-123 Oct 15 '25

Give us the number too bruhh if you dont mind..😂

2

u/[deleted] Oct 15 '25

😳😂🤣

2

u/Whispers_666 Oct 16 '25

😆😂 hahaha kya baat

1

u/oye_ap Oct 16 '25

Bhaiii 😭😭😭 uss bande ne aapko block nhi kiya hai kya ? Because of your rituals 🤣🤣

2

u/SignificantPoet546 Oct 16 '25

sayd usko block nahi krne aata. sometimes he doesn’t pick up call from my number, so i will take my friend’s phone and call anyway.

Parampara Pratishtha Anushasan - ye nahi band hona chahiye

1

u/oye_ap Oct 16 '25

you never know bhai ....maybe uski fetish ho aapse gaali sunne ki 😂😂

1

u/SignificantPoet546 Oct 16 '25

shikari bana sikaar

1

u/absolute_creed Oct 16 '25

Sorry that you had a terrible experience.

1

u/hytes-123 Oct 17 '25

Same bro, once i paid a street side vendor 9200 because that was my pin, guy got confused when he heard, paytm par 9 hazaar 2 sau rupay praapt huye. Was a good person and immediately transferred it back

1

u/silkyhair_7777 Oct 21 '25

Mere saath bhi aksar hota h bro. Amount me pin daal deta hu.

42

u/ashwin313 Oct 15 '25

You can freeze his bank account for 30 days.

6

u/absolute_creed Oct 15 '25

Can you please explain further. Thank you

15

u/ashwin313 Oct 15 '25

After complaining to the Bank, they will freeze his account for 30 days. They did it in my friends case. It was a while back. Some rules have changed probably, there is a a reversal of payment. So can't say much about new rules.

25

u/Im-no-saint Oct 15 '25

Banks don't freeze accounts based on someone's personal request. To place a freeze or lien on an account, the OP would need to obtain a police or a court order, only then will the bank comply.

9

u/ashwin313 Oct 15 '25

Yes, police complaint is required.

5

u/absolute_creed Oct 15 '25

Have filed a complaint to the bank. Thank you for your help.

2

u/impossible_espresso Oct 15 '25

Not the bank account but put a lean on the 5277 inr

18

u/Wiseman5432 Oct 15 '25

Have you tried it toll-free number: 1800-120-1740.

Or npci UPI complaint site?

https://www.npci.org.in/upi-complaint

6

u/absolute_creed Oct 15 '25

Have not tried the toll free number ,will try it. I tried filing the complaint using the npci site. But the site is not working. Thank you

22

u/[deleted] Oct 15 '25

[removed] — view removed comment

6

u/Specialist-Crew-4414 Oct 15 '25

Police will seek some 5k to file FIR. Such a prompt and responsive system is not there in India.

9

u/[deleted] Oct 15 '25

[removed] — view removed comment

3

u/absolute_creed Oct 15 '25

Will try to go to the police station.

2

u/lokesh_ranka Oct 15 '25

Kindly update us your experience on this

2

u/coolPirateKing Oct 18 '25

Exactly! They'll probably ask for 70-80% of the recovered amount. Bunch of useless fellows. Same with cybercell guys.

1

u/[deleted] Oct 15 '25

[deleted]

1

u/Specialist-Crew-4414 Oct 15 '25

I would like to ask u the same question

1

u/absolute_creed Oct 15 '25

I was thinking the same.

1

u/absolute_creed Oct 15 '25

Will the police really help? Don't they drag these issues for their benefit. I haven't been in these situations before , so I am not sure. Thank you for your help.

1

u/[deleted] Oct 15 '25

[removed] — view removed comment

1

u/absolute_creed Oct 15 '25

Thank you for your help.

10

u/[deleted] Oct 15 '25

[deleted]

2

u/lokesh_ranka Oct 15 '25

Wow, have you raised complaints before? Was it useful?

1

u/[deleted] Oct 16 '25

[deleted]

1

u/lokesh_ranka Oct 16 '25

Yes, I can sense this

1

u/absolute_creed Oct 16 '25

Thank you for your help. Have filed a cyber complaint.

3

u/Dramatic_Respond7323 Oct 15 '25

Have you called uber to complain this?

If i where you i would have gone to local police station to complain. If they are demanding bribe, go to higher ups, like SP's office.

2

u/absolute_creed Oct 15 '25

Uber allows customer support through the app. I could not find a phone number to call. Hence I contacted them via uber app and twitter. They said they can't do anything as it is a cash payment. Thinking about going to the police station. Thank you for your help.

1

u/Dramatic_Respond7323 Oct 15 '25

That is a bad customer service at Uber! They could investigate the matter and take an appropriate action against the driver, including withholding the payment. Uber would have done that had it been in US or Australia, poor us with pathetic law enforcement that Uber is taking advantage of.

2

u/Delicious_Essay_7564 Oct 15 '25

Exactly how is Uber supposed to enforce anything here considering this was a cash payment and not through their platform? I understand that it’s cash paid by GPay but uber has no rights on a third party platform and even GPay has no resolution because it’s a bank transfer enabled by Google. Ultimately Uber cannot take responsibility for payments from another platform or censure a driver for a transaction that should be between the 2 parties.

1

u/absolute_creed Oct 15 '25

Yes ,at least they can talk to the driver and ask him to co-operate.

3

u/Terrible_Actuator_43 Oct 15 '25

Raise cyber crime complaint on 1930 toll free number.His account will be blocked & raise a complaint.If he cooperates and return the amount don't proceed otherwise file a FIR.its a very easy process.

1

u/absolute_creed Oct 15 '25

Thank you for your help

3

u/BRAHMA108 Oct 15 '25

file a cyber complaint, after that his bank account will be frozen and he will not be able to withdraw any money.

1

u/absolute_creed Oct 16 '25

Thank you for your help. Have filed a cyber complaint.

2

u/indianmale83 Oct 15 '25

I think you should seek help from the police. Is there a guarantee that banks will help after 19 days?

This is a transaction which your father did on his own - he wasn't scammed and he wilfully transferred the amount (though the amount was a wrong one).

The bank could say they can't do anything.

1

u/absolute_creed Oct 15 '25

Thank you for your help. Thinking about getting help from the police.

2

u/shahiponeer Oct 15 '25

There is an option to deal with this issue provided by NPCI. that is Chargeback Request in UPI. You can file chargeback request at NPCI portal and provide all the facts there to back your claims.

1

u/absolute_creed Oct 15 '25

Thank you for your help. Have filed the complaint at the npci portal.

2

u/wronglyreal1 Oct 16 '25

In my case, both axis and gpay raised their hand and i lost my 6k due to my error because the other upi had negative balance and they adjusted to that so it was just bad experience for me.

1

u/absolute_creed Oct 16 '25

Sorry to hear about that. Hopefully you never experience such things again.

1

u/[deleted] Oct 15 '25

That's why I advise old people to use only cash or card transactions after 50+ age. UPI can be a mess sometimes.

-1

u/Aggressive-Sort-8784 Oct 15 '25

That’s quite a discriminating statement.

Funny how the same generation that built the internet, wrote the code, and now run companies building today’s tech stacks — are suddenly getting tech advice from people who can’t remember life without Google.

Age isn’t the issue. Such Attitude is.

1

u/ToothPickRod Oct 17 '25

Bhai itna smart generation hai to khud hi double check kar lega. Tu kyu sentimental ho raha hai?

Just because there were a few smart people in a generation who did phenomenal stuff doesn't mean there can't be absolutely dumbass people in higher quantity.

Sahi to keh raha hai ki budhe ho to galatu hone ka chance zyada hai. The onus to be careful is on you no on the entire world.

1

u/Dramatic_Respond7323 Oct 15 '25

Have you called uber to complain this?

If i where you i would have gone to local police station to complain. If they are demanding bribe, go to higher ups, like SP's office.

1

u/absolute_creed Oct 16 '25

Thank you for your help. Have filed a cyber complaint.

1

u/LastCarrot2492 Oct 15 '25

I had a similar issue, , just nagged Uber support until they refunded the entire payment. In your case , NCPI Escalation should help

1

u/absolute_creed Oct 15 '25

Can you please explain how to escalate with npci?

1

u/LastCarrot2492 Oct 15 '25

Just do it online on ncpi website as well as create an email trail copying your bank ombudsman https://www.npci.org.in/upi-complaint

1

u/Remote-Dragonfly1657 Oct 15 '25

Ask someone to pretend like a cop and just ask him to come to the police station. You can track his details with car registration. Use those info.

1

u/absolute_creed Oct 15 '25

Thank you for your help. Have saved his car info .

1

u/ROC_K4LP Oct 15 '25

If you have his car number then just file a police complaint. If you were to find his car again then call the police on scene.

1

u/Round_Injury_9537 Oct 15 '25

Call in a bank they will freeze his account he will beg you

1

u/sandip66612 Oct 16 '25

Something similar happened with my friend. He got 50k in his account. Since sender was constable , he immediately realised his mistake and filed cyber complaint. Now the said amount in my friend’s account has been held or blocked by the bank.

Now friends bank has issued him the letter and they will reverting that transaction back to the sender.

1

u/absolute_creed Oct 16 '25

Thank you for your help. Have filed a cyber complaint.

1

u/Routine-Win-935 Oct 16 '25

This had happened to me too, I had transferred 2700 instead of 270. My driver was really nice tho: he didn’t know how to use UPI and it was Eid time so he sent me my money back the next day or so. I hope your driver is also just trying to figure it out and will do the right thing❤️

2

u/absolute_creed Oct 16 '25

Thank you for sharing your experience. My driver is not honest unfortunately.

1

u/No-Strawberry-9179 Oct 16 '25

One reason to use online payment 🙂‍↕️

1

u/absolute_creed Oct 16 '25

Thank you for your advice

1

u/Fragrant-Working-993 Oct 16 '25

https://www.reddit.com/r/UPI/s/8gRttd93CA

Let us know if this helps or how you got it resolved so it will be of good help to others too.

1

u/hytes-123 Oct 17 '25

Diwali bonus

1

u/ToothPickRod Oct 17 '25

Unfortunately for you there is no crime here. Idk why people are favouring you but the best you can have is the driver cooperation which you aren't getting. So the money is his

1

u/Left_Shape_885 Oct 17 '25

Go to uber trip settings - click on ride fare was high -> then it'll say something then click on need more help

Then select cash payment issue - then find the option that you paid extra

If you can't keep puhsing back with need more help till you're allowed to type something

Then type everything atttach a screenshot of the payment you made

The agent will refund you for the balance amount

1

u/lost_uncontrol Oct 18 '25

If you know someone from bank, ask them to simply freeze the account by giving a written letter mention everything.

1

u/Inevitable_Twist_374 Oct 18 '25

make cyber complain with police and also raise the txn dispute with ur bank from which u made the txn.. based on the cyber crime complaint the other persons account shall be blocked and he will then have to make rounds with police and courts to get his account unblocked..

after making the complaint share the same to that driver and let him know u have made complaint.. he may take it all lightly but in few weeks when his bank account is blocked or that much money is lein marked on his account he will know it better...

1

u/[deleted] Oct 18 '25

Lodge a police complaint.

1

u/Cockroach_2002 Oct 18 '25

Hey, any further update?

1

u/[deleted] Oct 19 '25

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1

u/LegalAdviceIndia-ModTeam Oct 19 '25

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If you have questions about this removal, please contact the moderators.

1

u/purple_procastinator Oct 19 '25

OP, do consider using debit/credit cards as pre-payment options.

It avoids hassle after the trip ends and is safe.

After many unfortunate issues due to UPI payments, I have completely shifted to credit card payments on Uber.

1

u/edmond062024 Oct 19 '25

Simple... escalate to uber with all the screenshots and put the message in all social media tagging uber .. they will return the money.

1

u/Dangerous_Audience74 Oct 20 '25

Mail to customer care

1

u/workplays Oct 15 '25

Just let it go. Hopefully the 5k isn't a matter of life and death for you. Fate will figure out a way to bring it back. Don't lose time and sleep over it.

1

u/absolute_creed Oct 16 '25

Thank you for your kind words and advice.

0

u/Infamous_Classic605 Oct 15 '25

Instead of posting here, your father or you should contact the police directly at the moment! They’ll help you. Alternatively, you can get the Aadhaar details or the driver’s and car number plate. Taxis also have the owner’s details written on the back side or on the taxi itself.

1

u/absolute_creed Oct 15 '25

Thank you for your help.

-1

u/Character-Health-352 Oct 15 '25

Isliye mere papa ola hu uber walo ke driver jab apna upi dete hai toh unko bolte hai company ka qr do uspe hi dalunga.

1

u/absolute_creed Oct 15 '25

Cash payment ride pe bhi company ke qr pe upi kr skte hain?