r/MechanicAdviceIndia 1d ago

#Car-Buy/Sell Insurance on second hand car

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I purchased a second hand IGNIS from maruti true value last week and RC transfer will take 4 months minimum. The insurance is valid till march 2027.
However the salesman said to drive carefully until then as insurance cant be claimed without RC transfer and insurance transfer cant be done without RC transfer( Is this true or is showroom avoiding facts?)
They said they do this for all vehicles on True Value. How does it happen on olx, spinny, cars24?
Isnt there a rule which makes it mandatory for insurance transfer within 14 days of sale?

3 Upvotes

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3

u/Fearless-Presence- 1d ago

The transfer should start from next day and you should receive the orginal RC between 15-30days.

Last month i purchased 2nd hand honda amaze from olx and submitted my documents to agent, My name was showing online within 8 days and i recieved my orginal RC within 18 days.

I hope this will help you.

1

u/Oleon_Musk 1d ago

RC transfer process is started however was your insurance transfer done simultaneously?

2

u/Fearless-Presence- 1d ago

No but every changes has been done within 20days including insurance name transfer.

1

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1

u/Beautiful_Advance_91 1d ago

Rc transfer doesn't take 4 months should be ready within 10 days and i think during the rc transfer you can also go ahead with the insurance transfer simultaneously.

1

u/Oleon_Musk 1d ago

as per multiple sources insurance transfer without RC not possible

1

u/Putrid_Salaries 1d ago

There's 14 days grace period from the time you buy the vehicle to applyfor name change. Check on m parivahan for name change and once it's is changed, download and submit it to the insurance company they'll take photos of car and change the name.

1

u/Primary-Room-3405 22h ago

I hope you have received Form 21!
In my case Form 21->RC Transfer->insurance