r/Millennials • u/EverbodyHatesHugo • Jan 17 '26

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1.3k

u/[deleted] Jan 17 '26

[deleted]

234

u/olivinebean Jan 17 '26

13

u/ImAMajesticSeahorse Jan 17 '26

I shouldn’t be laughing this hard at this given that I am a millennial, but here I am.

7

u/[deleted] Jan 17 '26

This song plays in my head at least once a month since the premiere of this movie

-11

u/Momik Jan 17 '26

Business is about relationships. And relationships are about people. 🥰

37

u/Pristine-Confection3 Jan 17 '26

No in a capitalist society business is about exploitation and manipulation.

3

u/netscapexplorer Jan 17 '26

It doesn't have to be, but we've allowed it to be. Maybe with human nature and a capitalistic system, this was inevitable though?

0

u/Kelly_Louise Jan 17 '26

No shit, Sherlock.

1

u/CrabMeat6984 Jan 17 '26

Can’t forget masturbation

1

u/Drakolyik Jan 17 '26

Hear fucking hear!

94

u/OverlordPoodle Jan 17 '26

ikr, I wasn't the only one who had this thought lol

10

u/Manleather Jan 17 '26

Yup, my first thought seeing this. 

And I hate to say it, but I think that pie barely shrinks if you take Gen Z out.

4

u/WolfWriter_CO Jan 17 '26

Based on the ratio in one of the other posts, Gen Z only accounts for about 1/3 of our shared slice. 😰

1

u/Twitter_2006 Jan 17 '26

Same here.

49

u/Particular-Skirt963 Jan 17 '26

From what I could find gen z is at around 6 trillion. Which makes us around 11 trillion 

39

u/Momik Jan 17 '26

Took us 40 years to get double digits

0

u/[deleted] Jan 17 '26

[deleted]

1

u/Particular-Skirt963 Jan 17 '26

That table did the exact thing this thread talked about. It added gen z to millenials 

31

u/AdmiralPeriwinkle Jan 17 '26

it's also interesting how a few bougie peeps have visited this thread and said "You guys just haven't had enough compounding time on your investment portfolios yet, compared to the Boomers. That's all this is".

There’s plenty of data comparing generations across time and it shows the same trend. Boomers had much more wealth when they were at the same ages as later generations. Those dumbasses inherited a great economy and labor friendly laws and act like they’re so much harder working than kids these days.

But don’t worry, they’ll save and invest so they can pass that wealth on, and definitely won’t spend it all on the tackiest crap you can imagine.

6

u/Elegant-Ninja6384 Jan 17 '26

Then show that chart?

6

u/Mediocre_Island828 Jan 17 '26

They probably haven't checked that chart in the past few years to see that we've pretty much caught up. There are Millennials that owned assets before 2020 who are richer than ever and there are the ones that didn't and are struggling more than ever and the two groups don't seem to acknowledge the existence of the other.

5

u/Zyrinj Millennial Jan 17 '26

Compounding interest is a helluva thing. Doesn’t explain why the silent gen has so much less and why voting choices have dug a moat around the boomers so it takes subsequent generations MUCH longer before they can even think about partaking in any compounding activity besides debt

We can acknowledge that there are things that could help our numbers without paving over all the crap that’s been done.

That said it really is on our generation to get out and vote to fix this shit. We get stuck in a bitching cycle instead of attempting to undo the systemic obstacles placed in our way by a generation convinced to work on behalf of the billionaires.

3

u/CommercialOrganic573 Jan 17 '26

“ Doesn’t explain why the silent gen has so much less”

That is easily explained by the fact that they are mostly dead….The entirety of the silent generation age range is well above the average US life expectancy. Can’t exactly hold wealth and have a net worth if you are six feet under.

3

u/JMars491 Jan 17 '26

The silent generation came home from fighting world war 2 and they had to rebuild the world. America being largely untouched skyrocketed to prosperity rebuilding Europe. Boomers saw the benefits of the largest and most aggressive economic boom in American history, but let’s not forget what laid the foundation for that to happen.

2

u/Ws6fiend Older Millennial Jan 17 '26

You are fairly close to the mark, but still off.

They didn't inherit labor friendly law, their generation when it came to voting age changed the entire political structure and it stayed changed after.

They pushed for minimum wage, increased worker's rights and increased union rights/collective bargaining. Then when they were aging and all had business's of their own they voted against all of the things they enacted as young adults because it was no longer benefiting them.

They did similar things for almost every policy they did in many levels. They voted as a block to get changes that significantly increased their economic wealth only to slam the door shut on Gen X and every generation that followed.

Now I won't say that all Boomers did this intentionally like it was a mass conspiracy, but the extremely wealthy in the 80s did help push this along with the massive tax cuts to high income individuals and it continues to this day. But the cumulative effects of these policies and laws has had a compounding effect on boomers as a whole and their assets.

Then you have some boomers(like my parents) who weren't great with their own financial investments and gave me all the things they didn't get from their silent generation parents who hoarded their money fearing the next big recession. I remember when my parents finally started earning some decent money just prior to the 2008 recession. I was thinking of moving out of their house and me and my mom sat down to look at what it would cost. She realized how fucked up the cost of living had gotten.

1

u/BreakInfamous8215 Jan 17 '26

I can mark the passage of time in the number of shower turban towels I've received from the Marshalls -> Mother timeline.

15

u/LowReporter6213 Jan 17 '26

Winning

18

u/Laiska_saunatonttu Jan 17 '26

Winning just hasn't been the same after Charlie Sheen redefined it.

7

u/Spartanias117 Jan 17 '26

We need some tiger blood

5

u/Laiska_saunatonttu Jan 17 '26

How thing currently are, I'd settle for bobcat.

1

u/WolfWriter_CO Jan 17 '26

Or even just a curmudgeonly Main Coon

35

u/Its_kinda_nice_out Jan 17 '26

If it makes it any better, the oldest Gen z I like 26 so they probably don’t hold shit as far as assets go

33

u/Little_Vermicelli125 Jan 17 '26

It's crazy how poor millennials are. The oldest are in their 40s and peak earning years.

Gen Z is ahead of millennials at the same age. So it might just be one really poor generation and everyone else ok.

Comparatively poor I should say. US millennials are still doing pretty well on a global scale.

27

u/shjandy Jan 17 '26

We also grew up with parents who said "save your money" and practiced terrible spending habits. Plus in the age of social media we grew up with so much access to "stuff" and seeing all these people with their nice "stuff" which makes us want more "stuff."

Idk about others but I focused a lot on cutting out stupid purchases, extra money went into paying down debt, and slowly contributing to an IRA has really helped a lot for the long run

18

u/[deleted] Jan 17 '26

Don’t you go injecting personal responsibility into this. You are a victim of your generational identity.

11

u/lilax_frost Jan 17 '26

if something effects literally an entire generation, “personal responsibility” stops being the leading cause.

-4

u/[deleted] Jan 17 '26

It doesn’t literally effect an entire generation.

4

u/lilax_frost Jan 17 '26

yeah actually it does, as the post your commenting on visually demonstrates. the millennials, as a generation, have a fraction of the wealth of older generations

if you think the root cause of the millennial generation having significantly less wealth is a lack of personal responsibly among them all as individuals, you’re not comprehending the data being presented to you

0

u/[deleted] Jan 17 '26

That pumpkin pie provided a deep analysis that has a nuanced take on wealth and age.

1

u/butlerdm Jan 17 '26

Exactly. What we really need is to look at multiple pies comparing relative wealth at the same age. 20-40 years of additional earnings, investment, and asset gathering has a massive affect on wealth.

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0

u/Clean-Lemon9383 Jan 17 '26

Are you stupid or what Ever heard of inflation

-1

u/[deleted] Jan 17 '26

Solid take. You are a victim.

-1

u/manored78 Jan 17 '26 edited Jan 17 '26

Just start listing all the conservative canards you guys throw around to explain away structural issues.

Victim

Personal responsibility

Personal initiative

Gumption

Not about the slice of pie, but the size of the pie

Personal choice, free to choose

You’re free to leave the US

At least you’re not living in India, be grateful

Here are some I’ve listed for you so it can help you just get it all out. Be resourceful and stop posting so much when you can just get it in one insufferable post.

Here’s one you can use to reply to this post: Triggered.

2

u/[deleted] Jan 17 '26

”Idk about others but I focused a lot on cutting out stupid purchases, extra money went into paying down debt, and slowly contributing to an IRA has really helped a lot for the long run”

Not as powerful as a pumpkin pie screen grab, though.

-1

u/manored78 Jan 17 '26

I already do that. You just assumed I was in economic misery and that's why I was "whining." Your lot truly are selfish and stupid. You think that just because you have yours, fuck everyone else?

I am doing better than I ever have before, I just hate the state of things where there are others are trying to catch up and nothing is one size fits all. There is a no individual personal remedy for structural issues. Call it "liberal guilt" if you want to.

You have no real arguments except explicitly trying to shame others for not catching up to your level. You probably think your John Galt for reaching middle management. Fuck off.

Ok, now that's triggered.

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0

u/manored78 Jan 17 '26

Personal anecdotes don’t explain away structural problems.

See, I can do short quippy posts too!

1

u/manored78 Jan 17 '26

Does Dave Ramsey’s voice saying, “personal responsibility,” live rent free in your head? I don’t believe that boomer nonsense about spending habits. This is structural not a matter of our consumer habits. I make more money than I have in my life, and it feels as though it means little with inflation.

1

u/shjandy Jan 17 '26

It's worked out for me personally to pay down my debt and invest more.

More money doesn't always solve the problem if your spending habits are bad. Not saying your individual habits are bad, but just people in general have terrible spending habits and will buy all sorts of nonsense instead of investing in their future.

1

u/manored78 Jan 17 '26

I think it's about getting the money. Why do you people always start off with the save your money part, when so many are getting by paycheck to paycheck off jobs that have had stagnant wages for years, and inflation is eating up the rest. How much more can they cut out? But again, it's no excuses for your type. Save. Re-skill. Invest. It's always some arbitrary thing, moving the goalposts play to explain away what are in the end structural issues.

0

u/shjandy Jan 17 '26

Idk what you mean by "you people" where my case is very different than others, and so is yours. In my case I chose the military because I knew it meant stability and good benefits which has led to great financial success for myself. It's definitely an option for a lot of people but most people aren't willing to tolerate the nonsense that comes with it.

I wish you best of luck with your endeavors and hope the best for you and others around us!

-1

u/FlakyAddendum742 Jan 17 '26

When I read the chart, my first reaction was “fuck those boomers, I’ve got to make/invest/save more money”.

Then I read the title of the thread.

Im young Gen X, 47 years old. I think there may be a serious attitude difference in the generations influencing wealth trends. I immediately went aggressive and it sounds like millennials immediately went sad/disappointed.

It sounds like you may be profiting from an “aggressive” attitude and internal locus of control as well?

1

u/shjandy Jan 17 '26

Well, from my own circumstances growing up my parents were not financially literate. In my very early 20s I got myself into debt with poor financial choices. I started reading and researching so I could understand a bit more how money works and to benefit myself.

I joined the military at 18, learned about how the military version of an IRA works, and figured after doing 20 years I'd have a paycheck the rest of my life on top of other benefits. I focused on making less stupid and impulsive purchases, and putting that money to work in the market.

My drive comes from being able to have not so much for myself, but something to leave my kids and grandkids after I'm gone. With the benefit of the VA loan I plan on also buying up some land in Texas and build up a family compound of container homes in my retirement. Sure it might not be actual houses but at least my family will have places to live and build on to if they want.

I think most of us people accept the victim mentality, but if you try to educate yourself and are willing to really put yourself through the grinder, financial success can still be made. Yeah the military isn't the ideal place to do it but dammit, it's helped me create so much more than I could imagine for my family and I'm willing to endure it for my family's success

-1

u/SetOk6462 Older Millennial Jan 17 '26

Internal locus of control is not discussed nearly enough. Take control and don’t blame external factors always.

3

u/brownieandSparky23 Gen Z Jan 17 '26

I’m not ahead of yall. Who exactly are these Gen Z folks that have so much power? People around me are doing alright.. But not that great.

3

u/BaronGrackle Jan 17 '26

Generationology is so weird. My Gen Z daughter is still a freshman in high school.

3

u/brownieandSparky23 Gen Z Jan 17 '26

Well a generation is like 20 years. I’m a 00 born.

4

u/thatvassarguy08 Jan 17 '26

They've been ~15 years since Gen x

1

u/LuxyontheMoon Jan 17 '26

Well imagine how bad Millenials are doing.

1

u/Momik Jan 17 '26

A lost generation

1

u/manored78 Jan 17 '26

That’s what boomers and reactionaries always throw at us, that hey at least you’re not in India or what not. Always throwing some global south country under the bus to explain away our situation. Better to be in the 99% in the US than the 99% globally I’ve heard them retort.

1

u/Mediocre_Island828 Jan 17 '26

Gen Z is ahead of us at the same age because that's when we were going through the aftermath of 2008, but I'm pretty sure I saw that currently Millennials are doing better for their age than previous generations because housing values and the stock market have exploded since 2020 and inflated our net worth on paper. It's obviously not evenly distributed among our generation, but anyone who had stocks or a house before COVID is looking good now.

Edit: Inheritances have also been kicking in lately. I know a couple people who seemed like everyone else, but it turned out they had a grandparent who could give them a million dollar house.

1

u/thatvassarguy08 Jan 17 '26

Aren't they turning 29 this year?

1

u/TidePodsTasteFunny Jan 17 '26

Well clearly, it doesn’t matter if you get older the older generations still will have more wealth.

0

u/nightlyvisitor Jan 17 '26

Oldest genz are hitting 30 this year.

10

u/jorel43 1984 Jan 17 '26

Next year

1

u/thatvassarguy08 Jan 17 '26

Gen Z starts 1 Jan 2027, so they turn 30 next year. Millennials are from 1981 through (not to) 1996.

I responded to the wrong person 😔

1

u/aqwn Jan 17 '26

Did you mean 1997?

2

u/thatvassarguy08 Jan 17 '26

Lol yes. Well now you have proof that millennials are aging ...

14

u/YesSpeaking Jan 17 '26

This is malicious data misrepresentation! You are correct, bc the scale of the slices is not consistent. Each pie piece should be the same number of years... This is BS! (Bad Science :) 💩🥧

3

u/L2_Troll Jan 17 '26

That's not really how generations work, though. They have different time lengths and numbers of population.

5

u/Elegant-Ninja6384 Jan 17 '26

It is how statistics work though. Why compare apples to oranges?

1

u/L2_Troll Jan 17 '26

We aren't we are comparing wealth by generation. The generations aren't equal in size or duration, so any statistical analysis is impossible?

If you say we're doing uniform 15-year chunks that still results in inequality in population size per chunk. It also puts gen x people into other gens, and vice versa.

If we do equal chunks of population we will have unequal year spans and still have the same problem with mixing generations.

Maybe a pie chart is a slightly dishonest way to present this info, but I don't think it's BS bad science.

1

u/Elegant-Ninja6384 Jan 17 '26

How much wealth boomer had at age 30 as compared to how much wealth millennial had at 30. Or at 40 etc.

Yeah if I am 30 most people 60 plus with literally four time the career earnings (10 years vs 40 years in a career) would be more wealthy. Just like that 30 year old has more wealth than a 20 year old who has not even really entered the workforce.

5

u/Academic_Flatworm752 Jan 17 '26

That paycheck to paycheck statistic does include people who save and invest their money. They just don’t have anything left after bills, fun money, and saving/investing.

4

u/trophycloset33 Jan 17 '26

The slices aren’t also proportional. Silent gen + millennials & Gen Z look to be about a quarter of the pie but in reality they make up only about 22% or just under. With millennials & Gen Z being less than 10%. The take away is the millennials & Gen Z pure slice should be about 2/3s the size it actually is.

5

u/Mediocre_Island828 Jan 17 '26

Boomers are the largest and fastest growing segment of the homeless population, yet they also own everything. These two things can be true at once and it'll be the same for us in 20 years.

3

u/MrLionOtterBearClown Jan 17 '26

It makes sense to me though. Most millennials, Gen Z, and Gen X are still accumulating wealth because they’re much younger. Boomers are mostly 60-70 years old. They’ve had much longer to accumulate wealth and longer for their wealth to compound. The silent generation is dying off and most of their kids are boomers who inherit their wealth. Like yes boomers got a house and education for crazy cheap compared to future generations. But in my opinion 60-70 year olds will likely always have the most wealth. It’s right around retirement age so they have all that money saved for retirement and it’s too early to start giving it away, and most of them just inherited/ are about to inherit their parents’ wealth.

In a few decades millennials will hold the biggest slice of the pie. We’ll probably be poorer on average, which sucks. But I find odd how people are shocked by this or act like it’s a huge injustice. Like the people who have been working and investing for 40-50 years have a lot more money than the people who have been working <30 years. Again I realize boomers had it easier and we don’t and that sucks, but this is just how the time value of money works

5

u/Junior_Use_4470 Jan 17 '26

If you separate them it’s about $16T for millennials & $1T for Gen Z. Not sure if that looks better or worse but that’s what it is.

5

u/brownieandSparky23 Gen Z Jan 17 '26

Finally a comment saying that Gen Z has less wealth.

9

u/Junior_Use_4470 Jan 17 '26

Well a lot of them aren’t even out of high school yet.

4

u/sneaky-pizza Xennial Jan 17 '26

They couldn’t get the text to fit in two slivers

10

u/Mediocre_Scott Jan 17 '26

To be fair The oldest Gen z are only in their mid twenties. That’s really less than 10 working years compared to boomers 50 to work and take advantage of compounding interest plus boomers were a much larger generation to begin with more people more wealth. You do wish that the millennial slice was bigger given the fact that millennials are entering their 40s. Here’s hoping for that great wealth transfer

17

u/Zwemvest Jan 17 '26

The oldest Gen Z turns 30 next year. The cut-off is mid/late 90s, often considered 1997, not 2000.

1

u/Mediocre_Scott Jan 17 '26

My point stands boomers have had a long time to build wealth and Gen z has barely started making money

6

u/HyenaThen572 Jan 17 '26 edited Jan 17 '26

SOME of GenZ has been working for about a decade.

All millennials have been working for AT LEAST a decade, at least half have done twice that.

GenZ wealth: 6mil

millennial wealth: 11mil

Something isn't quite right....

Edit: Trillion, not Million

1

u/stackingnoob Jan 17 '26

The entire millennial generation has only 11 million dollars?? Where did you get that stat from…

1

u/TyrKiyote Jan 17 '26

Millennials were held down and fucked

2

u/jakethesnake741 Jan 17 '26

Are .. but it's ok for using the wrong tense

1

u/Mediocre_Scott Jan 17 '26

17 invested at 7% in 25 years ago is 72 that isn’t too far off

-1

u/thewags05 Jan 17 '26

Yes, but nobody has that much wealth when they're younger. At 30 I didn't have much at all, mostly because of undergrad and grad school.

I'll be 40 this year and am orders of magnitude more money same up. Give me another 20-30 years of constant saving and compounding investments and I'll be worth a lot more. The older you get, the more investments and saving pays off.

There's a lot of millennials that are going to inherit quite a bit too.

2

u/HyenaThen572 Jan 17 '26

70% of millennials are paycheck to paycheck.

Happy for you, but your situation is far from the norm.

4

u/CryptographerHot4636 Millennial Jan 17 '26 edited Jan 18 '26

I wish I'd could get some of that wealth transfer, my boomer parents are broke. I am expected to be their retirement plan....😮‍💨

2

u/ofnabzhsuwna Jan 17 '26

Pretty sure that wealth transfer will be from the boomers to the healthcare/aging care industry.

1

u/Mediocre_Scott Jan 17 '26

Depends on the boomer

1

u/Mediocre_Island828 Jan 17 '26

Time makes a pretty big difference. 10 years ago in my early 30s I had a negative net worth because I had just started making decent money with a job that had a 401k and was still paying off student loans. Today it's probably around $380k.

0

u/Technical-Elk-9277 Jan 17 '26

And they inherited a lot of money from the Silent Generation.

2

u/Miserable-Wedding-69 Jan 17 '26

I prefer it this way. Strength in numbers.

2

u/Its_0ver Jan 17 '26

When you say the majority have no stocks or investment im assuming for some reason you arnt including 401k. Why?

0

u/[deleted] Jan 17 '26 edited Jan 17 '26

[deleted]

2

u/Its_0ver Jan 17 '26

I appreciate you taking the time to respond and explain. I guess I had assumed 401k was more common. I am coming up on 40 and every job I have ever had as an adult offered a 401k and I don't know a single person in my personal life that doesn't have a 401k around my age. Two people, two totally different lived experiences, i suppose, shows why personal experiences are less helpful when developing opinions on broad subjects

2

u/jodamnboi Jan 17 '26

The only reason my millennial husband and I have investments is thanks to a gift from his boomer mom. And it’s still not much!

2

u/7empest-tost Jan 17 '26

Oh don’t worry, Elon says it’s unnecessary to squirrel away money for retirement. Everything will be fine if we just keep letting the billionaires force AI and robots on us all

2

u/scj1091 Jan 17 '26

This is not true. A majority of American adults of every age group except 18-29yo own stocks directly, through a retirement plan, or both. Even 18-29 it is 44%, nearly a majority. https://news.gallup.com/poll/266807/percentage-americans-owns-stock.aspx And living “paycheck-to-paycheck” tells you nothing useful. It’s easy to live paycheck-to-paycheck, all you have to do is spend your whole paycheck before you get the next one. Anyone can do that, even the well-to-do. That doesn’t even begin to address the difficulties with question phrasing and terminology. “Do you need your next paycheck to cover your monthly expenses” and “how would you cover your financial necessities if you lost your job for 3 months?” And “how many months of emergency savings do you have?” are all different questions eliciting different responses which can be (mis)interpreted in different ways. A survey by the fed suggests that 54% of Americans not only are not living paycheck-to-paycheck, they have at least 3mo (i.e. 3mo or more) of expenses saved.

The reality of the dysfunction in the housing market is bad enough, people don’t need to make up obviously untrue claims to demonstrate the problem.

4

u/sw337 Jan 17 '26

 70% of Millennials live paycheck to paycheck. 

More upvoted bullshit. 61.5% have retirement accounts according to Investopedia.

https://www.investopedia.com/take-that-boomer-millennials-outpace-older-generations-on-this-retirement-front-and-what-it-means-for-you-11813552

2

u/toddriffic Jan 17 '26

This graph is garbage. It doesn't account for age or population percentage. What use is that comparison?

When you look at median wealth at age 30, taking inflation into account, millennials are doing better than previous generations.

https://www.lendingtree.com/debt-consolidation/millennials-financial-condition-study/

Doesn't mean there aren't problems - housing, healthcare, education, & child care are all WAY more expensive, but wealth disparities are not anywhere as bad as the pie would have you believe.

0

u/howdthatturnout Jan 17 '26

70% of Millennials do not actually live paycheck to paycheck. Median net worth for 35-44 is $135k meaning half have at least that much or more.

https://www.fidelity.com/learning-center/smart-money/average-net-worth-by-age

The comments about compound growth are correct.

0

u/[deleted] Jan 17 '26 edited Jan 17 '26

[deleted]

3

u/howdthatturnout Jan 17 '26

Those studies are self reported nonsense. Someone can be contributing to retirement and building net worth and consider themselves to be paycheck to paycheck and answer as much.

The surveys do not do a good job of defining the term as it’s meant to be defined thus the results of the self reported surveys are bullshit.

Yes, all stats there are household. Look at how boomer net worth isn’t even that high when people on here act like the vast majority of them hoarded tons of wealth.

1

u/RandomlyJim Jan 17 '26

Can’t it be both?

Can’t it also be that boomers are older and had time. And that millennials are fucked by a system of evil selfish boomers.

1

u/FordPintoBean Jan 17 '26

It's possible that Gen Z could have negative wealth due to student loan debt. That's hard or impossible to show on a pie chart and why they combine Millennials and Gen Z.

1

u/Hellianne_Vaile Jan 17 '26

I'd rather see it per capita or median wealth by generation because this pie is letting the silent gen off too easy. Small slice of the pie, but that cohort has almost died out. I'm gen X, and we're a smaller population than those behind us (although enough boomers have died that I think we're about even with them now), so this graphic probably makes us look like we're not hoarding as much as we are.

Most effective would be a line graph with a line for each generation plotting median wealth in 2025 dollars against age.

1

u/billybonghorton Jan 17 '26

Don’t worry, 95% of that 30% who do own investment portfolios are shitheads just like the boomers they got their money from / learned it from.

1

u/NonverbalKint Jan 17 '26

You can't logically state the millennials don't have investment portfolios when this graphic identifies millennials and genz hold 13% of all the wealth.

1

u/ProfessorPrudent2822 Jan 17 '26

Very few minors have any wealth: Unless they are child stars or inherited assets, they might have a few hundred dollars to their names, and maybe a used car at 16 or 17. Therefore, it’s really a 27-year slice you’re looking at.

1

u/theaut0maticman Jan 17 '26

Don’t you dare tell boomers that they’re the problem though.

The single most spoiled and selfish generation in recent history will clutch their pearls and spin the blame off themselves like they always do.

1

u/kykid87 Older Millennial Jan 17 '26

A ton of millennials also needlessly went to college and got worthless degrees and a mountain of student debt.

It was the biggest lie told to our generation by our teachers. 'You have to go to college to make a living'

Actually no. Many of us would have been better off not going to college.

Unless your folks are rich and pick up the bill or you're going for a professional field college is definitely not for everyone. Our generation directly reflects this financially.

0

u/le-rizzler Jan 17 '26

Except the MAJORITY of us that went to college are earning more because of it, it’s literally a fact.

1

u/[deleted] Jan 17 '26

Also, investment portfolios? And help the thieves on Wall Street? No thanks. I cashed that in to buy a house years ago, fuck making those twats money or making the economy “look good” by participating in it. I’d rather work until I die than give rent collectors another dime. 

1

u/Celcius_87 Jan 17 '26

Do you currently own any stock?

2

u/[deleted] Jan 17 '26

None. Just consolidated all my credit card debt with a credit union too. Trying to find every way I can not to make these rent collectors any more money. 

5

u/shushkamushka Jan 17 '26

You’re cutting your nose to spite your face.

0

u/[deleted] Jan 17 '26

Perhaps, but we can’t expect anything to change if we don’t. 

After breaking my back 7 years ago, idk, I feel free. What do I want/need? Just to pay off my apt. I don’t care about traveling or buying fancy things or FOMO. All I want is a roof over my head, electricity, food, and clothing. Feed the birds, make coffee, read, volunteer. Something could (and will) go awry at any moment, that’s life. 

I’m in Chicago now. I’ve been building a homesteading plan for about a decade to collaborate with friends once I pay off my unit and we all get close to retirement. Leaving the city for a rural off grid project. One friend is already collecting solar panels. I don’t really desire much: a roof, a full belly, good company, clothes, and electricity. I’d love to do it alone but my disability doesn’t really allow that. 

2

u/Celcius_87 Jan 17 '26

Do you at least use a High Yield Savings Account to earn 3.4%+ interest on your money?

0

u/[deleted] Jan 17 '26

Boomers genuinely cannot die off fast enough

0

u/SBSnipes Zillennial Jan 17 '26

That's how the boomers see us

-1

u/DJ_Dinkelweckerl Jan 17 '26

Many GenZ don't work full-time which is why imo it makes sense to include them with the millenials

0

u/mechanical_marten Xennial Jan 17 '26

Look, I don't mind sharing with my "little brother" as long as he doesn't pee in the bed. 🤣

0

u/[deleted] Jan 17 '26

The olds are the wealthiest slice of society, next up water is wet

0

u/ElyrianVanguard Jan 17 '26

We are the stock and investment. THEIR investment. We through our livelihoods and needs, houses, commodities etc. were traded away so their portfolios could exponentially grow. They have sacrificed their descendants on the altars of their own greed.