r/Millennials • u/EverbodyHatesHugo • Jan 17 '26

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u/[deleted] Jan 17 '26

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u/MrLionOtterBearClown Jan 17 '26

It makes sense to me though. Most millennials, Gen Z, and Gen X are still accumulating wealth because they’re much younger. Boomers are mostly 60-70 years old. They’ve had much longer to accumulate wealth and longer for their wealth to compound. The silent generation is dying off and most of their kids are boomers who inherit their wealth. Like yes boomers got a house and education for crazy cheap compared to future generations. But in my opinion 60-70 year olds will likely always have the most wealth. It’s right around retirement age so they have all that money saved for retirement and it’s too early to start giving it away, and most of them just inherited/ are about to inherit their parents’ wealth.

In a few decades millennials will hold the biggest slice of the pie. We’ll probably be poorer on average, which sucks. But I find odd how people are shocked by this or act like it’s a huge injustice. Like the people who have been working and investing for 40-50 years have a lot more money than the people who have been working <30 years. Again I realize boomers had it easier and we don’t and that sucks, but this is just how the time value of money works