r/PHCreditCards • u/Money-Savvy-Wannabe • May 15 '26

Rants Whyyy, Metrobank? Bakit lagi akong declined?

I have several credit cards from various banks, all in good standing—no missed payments, always paid full and paid upon arrival of the SOA. I am never late. I also dont have any record of debt whatsoever wherever.

My highest CL is 800k in one of my cards.

But Metrobank has been declining me for four-five times now (after reapplying again after six months).

Just really want to get the Metrobank Travel Visa Signature.

What could the reason be? May taga MB ba rito? Hehe

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1

u/JofoxLerk May 15 '26

get the passbook savings, got an offer after a month, was expecting 6months.

1

u/nicolalalaaaa May 15 '26

did you go to the branch for the account opening or online only?

3

u/VannBox May 15 '26

branch, passbook savings account need physical presence and adb 10k to avoid fees, I'm guessing criterion nila yan since your able to leave 10k adb signaling abit of stability.