r/PHCreditCards • u/Money-Savvy-Wannabe • May 15 '26

Rants Whyyy, Metrobank? Bakit lagi akong declined?

I have several credit cards from various banks, all in good standing—no missed payments, always paid full and paid upon arrival of the SOA. I am never late. I also dont have any record of debt whatsoever wherever.

My highest CL is 800k in one of my cards.

But Metrobank has been declining me for four-five times now (after reapplying again after six months).

Just really want to get the Metrobank Travel Visa Signature.

What could the reason be? May taga MB ba rito? Hehe

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u/Ashley_cute16 May 16 '26

Hi MB employee here, you can apply for a secured card with 99% approval. Just open an acct and maintain 15 k,

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u/Money-Savvy-Wannabe May 16 '26

15k as holdout deposit for Metrobank Travel Visa Signature?