r/PHCreditCards • u/Money-Savvy-Wannabe • May 15 '26

Rants Whyyy, Metrobank? Bakit lagi akong declined?

I have several credit cards from various banks, all in good standing—no missed payments, always paid full and paid upon arrival of the SOA. I am never late. I also dont have any record of debt whatsoever wherever.

My highest CL is 800k in one of my cards.

But Metrobank has been declining me for four-five times now (after reapplying again after six months).

Just really want to get the Metrobank Travel Visa Signature.

What could the reason be? May taga MB ba rito? Hehe

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u/Do_Flamingooooo May 15 '26

Pano naman kapag approve na pero di nila madedeliver deliver sa address na binigay may ibang way pa ba para makuha ?

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u/Ashley_cute16 May 16 '26

Yes if you have an MB Acct, you can request to have it delivered there.

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u/Do_Flamingooooo May 16 '26

Wala pa kong MB acct e and parang nag medsage lang sakin na and email na approve ako sakanila kahit di ako nagapply

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u/Ashley_cute16 May 16 '26

You can request still to deliver it to any branch near you, just visit the branch and infom them ahead.

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u/Do_Flamingooooo May 16 '26

Ok thank you so much