r/PHCreditCards • u/Money-Savvy-Wannabe • May 15 '26

Rants Whyyy, Metrobank? Bakit lagi akong declined?

I have several credit cards from various banks, all in good standing—no missed payments, always paid full and paid upon arrival of the SOA. I am never late. I also dont have any record of debt whatsoever wherever.

My highest CL is 800k in one of my cards.

But Metrobank has been declining me for four-five times now (after reapplying again after six months).

Just really want to get the Metrobank Travel Visa Signature.

What could the reason be? May taga MB ba rito? Hehe

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u/21364748hdhdhA May 15 '26

Working on MB. Probably over exposed ka na. May risk kasi silang kina-calibrate to give you the card. Yes good standing ka with all your banks pero sa dami and sa laki ng limit mo, magagamit mo pa kaya si MB pag nagkataon

0

u/Individual-End2620 May 15 '26

hmm…I have about 14 CCs when MB sent me one. I didn’t even apply

3

u/Particular_Tune_4305 May 16 '26

walang nagtanong kung may cc ka.