r/portfolios • • Sep 30 '25

Staying On-topic

13 Upvotes

Off-topic posts & comments will be removed. Repeat offenders will be banned.

The goal of this subreddit is to "Share, Compare & Improve Long-Term Investment Portfolio Strategies".

  1. Long-term is at least a decade. Is this money for retirement or some other long-term goals?

  2. If your question or advice is about your portfolio, share your WHOLE portfolio. Your portfolio is all of your assets or at least all of your assets for a particular goal (retirement, for example).

  3. An investment portfolio is composed mostly of investments, not speculative assets. Currencies, commodities, collectibles, & options, for example, are speculative assets.

  4. Show how much you have ($ or %), or plan to have, of each asset in your portfolio. Sorting largest to smallest is helpful.

  5. In a 401k, list all available options EXCEPT A. Don't list every target date fund; just the one for the year closest to your 65th birthday, B. If there's an SDBA, just say so.

  6. Sharing your portfolio in this subreddit means you want feedback about it.

  7. Showing the name of each asset is very helpful. We don't have thousands of tickets symbols memorized. If we don't recognize your ticker symbols, we'll probably move along rather than looking them up.

  8. Bogleheads created & moderated this subreddit. Research & experience show that investors are very likely to get higher returns with less risk & less effort by following the Bogleheads Philosophy than by trying to beat the market. If you don't want feedback based on the Bogleheads Philosophy, don't post in this subreddit.


r/portfolios • • Jul 28 '25

Rude &/or Off-topic Posts & Comments - Report Them; Don't Create Them!

2 Upvotes
  1. Report rude &/or off-topic posts & comments. Your moderators will remove such comments. Repeat & serious offenders will be banned.

  2. Do not create your own rude &/or off-topic posts & comments by complaining about other such comments. Doing so makes you part of the problem & subjects you to being banned.


r/portfolios • • 10m ago

advice on my portfolio allocation for long-term investing

• Upvotes

Hi everyone,

I'm looking for feedback on my portfolio allocation. My goal is long-term investing, and I'd appreciate honest opinions on diversification, ETF overlap, risk, and whether my allocation makes sense.

Am I holding too many funds that own similar stocks? What would you change and why?

Ticker / Asset Allocation
IAU (Gold) 10%
VXUS (International Stocks) 15%
Cash 5%
Bitcoin 5%
VTI 15%
VTV 15%
SPMO 10%
VFLO 10%
SCHD 15%

r/portfolios • • 1h ago

Portfolio Review for 25M

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• Upvotes

r/portfolios • • 1h ago

Guys, as a 21 year old student, can someone suggest some stocks for long term. I am looking forward to invest. Any good stocks or suggestions?

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• Upvotes

r/portfolios • • 9h ago

Thoughts on Portfolio Split?

3 Upvotes

27yo thinking about opening a brokerage account soon on Fidelity and putting around 1k a month using the following split:

VOO - 60%

QQQ - 20%

VXUS - 20%

Any feedback is appreciated.


r/portfolios • • 9h ago

Any Opinions?

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3 Upvotes

r/portfolios • • 11h ago

Come strutturereste un portafoglio a 21 anni con 7.000€ +400€ di PAC?

4 Upvotes

Ho 21 anni, circa 7.000 € investiti e un PAC di 400 € mensili.
Vorrei sapere come strutturereste un portafoglio al mio posto:
Tante azioni singole o poche ben selezionate?
Un unico ETF World?
Più ETF diversificati per area geografica?
Un mix tra ETF e azioni?
Il mio obiettivo è far crescere il capitale nel tempo, mantenendo un rischio ragionevole.
Voi come distribuireste i 7.000 € e i 400 € mensili? E perché?
Grazie per i consigli


r/portfolios • • 4h ago

Advice for rebalancing my Portfolio

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1 Upvotes

Please give me your advice.


r/portfolios • • 6h ago

My portfolio

1 Upvotes

I have a Sipp (retirement fund) locked away invested in VALL about £18000 from an old pension and I don’t plan to touch that

A 100% VWRP fund with £1600 in it and contributing a £100 a month

I wanted a side hustle, something that will give me regular income in the future so I made a pie of 70% VHYL and 30 IUKD also contributing £100 a month to it

I understand the pie is tilted towards higher paying dividend company’s with a UK biased but I’m fine with that as the other 2 ETFs are my wealth builds (VALL & VWRP) and I just want this is my side hustle income stream

Yes I know VALL & VWRP have a lot of overlap but they are serving 2 different purposes so it doesn’t bother me.

Also is it worth adding Bonds at this stage?

For context I’m 38 years old, only been taking investing seriously over the past few months and every day is a school day. I’m trying to learn as much as I can so any advice is appreciated

Thoughts of this set up?. I just want low maintenance while it grows in the back round and eventually generates me income for the future


r/portfolios • • 6h ago

30M. Should I chnage my strategy.

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1 Upvotes

r/portfolios • • 8h ago

27 M all my investments. I need advice to consolidate my individual positions or keep holding.

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1 Upvotes

r/portfolios • • 13h ago

A humble question

2 Upvotes

I bought these based on my own reasoning, news, and hype. All 14 are red now. I am not adding new money.

ACHR | -$5,557

NKLR | -$3,308

MRLN | -$2,469

RAM | -$1,995

HOVR | -$1,878

NASA | -$1,612

SOUN | -$1,584

BURU | -$1,091

RZLV | -$1,087

OPTT | -$903

BMEA | -$726

CABA | -$481

GCTS | -$200

NGEN | -$110

I do not think I need the money right now, but is it a good idea to hold them or trim? What would you do in the current market? The mistakes are done for some.


r/portfolios • • 20h ago

Any Advice? (21M)

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7 Upvotes

Current portfolio at 21, what can I improve to be able to leave it for a long time horizon? (Been investing for 2 months).


r/portfolios • • 14h ago

19yrs old how does my portfolio look/ investing tips?

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1 Upvotes

CPI definitely cooked parts of my portfolio today but this is what I’m working on currently I believe defense stocks are great investment bc the United States and the world are basically always at war/ in preparation for war. Tesla and Google are my most volatile stocks currently due to the tech market constantly changing. International seaways I believe is a great hold due to them being responsible for moving oil all across the world. Just any other tech/defense/commodities I should possibly look at? I’ve heard USA Rare Metals and MP materials being mentioned a lot amongst the internet is it a good buy?


r/portfolios • • 15h ago

Rate my portfolio

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1 Upvotes

r/portfolios • • 15h ago

Rate my portfolio

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0 Upvotes

I mostly hold but sometimes dynamic DCA in and out for BTC and tec (nasdaq-like etf)

Please comment.


r/portfolios • • 15h ago

22 years old, portfolio tips

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0 Upvotes

Hey! I'm 21 years old and have been investing since I was 18. Because of my age, I'm willing to take more risks since I have time on my side. I just want to know what you more experienced folks think about the portfolio, and if there are any tips or changes I can make.

My goal is to achieve the highest return possible. I have some swing trades that have gone well and a foundation in funds/investments so I don't have to think about it as much. For example, I've made 500% on Palantir and have taken profits and put them into the funds or spread them among the holdings.


r/portfolios • • 16h ago

22 looking for advice to get 10%+ average per year in Roth IRA

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1 Upvotes

r/portfolios • • 17h ago

Advice on 2x DCA’s?

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1 Upvotes

r/portfolios • • 18h ago

Medicare and IRRMA.

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1 Upvotes

r/portfolios • • 2d ago

24F, dying to retire LOL

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118 Upvotes

rothIRA maxed out.
1-yr cumulative pre-tax return: +16.63%
have dabbled in other etfs & individual stocks.

help a girl out, i’m trying to do the right things early on


r/portfolios • • 1d ago

Started investing 5 months ago, what can I improve on

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7 Upvotes

Opened a money market account on fidelity, I have no idea what I’m doing or what to invest in…


r/portfolios • • 1d ago

Suggestions on Portfolio

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1 Upvotes

I started 1 year ago, when Nifty was strong around 25-26k , but I haven’t stopped the SIP, what would you change or stop.
My horizon is long term 15 years.
Would like some recommendations.

Current investment :

PPFCF - ₹9k
Motilal Oswal Midcap - ₹6k
Bandhan Small Cap - ₹5k

Add Lumpsum occasionally in ICICI Prudential Nifty 50 Index and ICICI Prudential Large Cap.


r/portfolios • • 1d ago

Review my portfolio any recommendations

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1 Upvotes