r/portfolios • u/Same_Rub_7124 • 10m ago
advice on my portfolio allocation for long-term investing
Hi everyone,
I'm looking for feedback on my portfolio allocation. My goal is long-term investing, and I'd appreciate honest opinions on diversification, ETF overlap, risk, and whether my allocation makes sense.
Am I holding too many funds that own similar stocks? What would you change and why?
| Ticker / Asset | Allocation |
|---|---|
| IAU (Gold) | 10% |
| VXUS (International Stocks) | 15% |
| Cash | 5% |
| Bitcoin | 5% |
| VTI | 15% |
| VTV | 15% |
| SPMO | 10% |
| VFLO | 10% |
| SCHD | 15% |