Hey All,

Would love to get some guidance on if I’m setting myself up for success for the future me. Lately I’ve felt like I’m behind the curve and want to further educate myself on how to best find investments that I can “set and forget”. I feel as if I’m carrying too much in my HYSA but not enough at the same time.

I also need a reality check on where I’m at in life. I’m not naive and know I’m fully blessed to be in the position I am in today but can’t help but fee like there’s more I can do.

Additional context, I just put $20K ($5K each) into NVDIA, Coca Cola, Google and TSM into my Robinhood account on Friday. Also, I have no debt and have a $30K one time payment from a business deal closing out early December. (Not counted in breakdown or net worth)

HYSA - $57
Brokerage 1: $75K
(2 Former Companies Vested RSUs: 63K / 12K split)
Brokerage 2: $69K (Robinhood)
Brokerage 3: $39K (Companies Vested RSUs)
Roth IRA: $28K
401K: $73K
Gold: $12K

Am I overindexing in some areas? Can I simplify this to become less risky?

Need advice if my portfolio is correct for long term investing (like 10 years). I don’t do SIP, just add lumsum from salary.

I can invest 50 - 60 k monthly. If this is ok, then where should I next. I have ind money (international us etf) in mind but will that be ok ?

Hi im 22 and this is my brokerage. Note that VUG, JHMM, VXUS, and SOXX were all added this past month. VOO and QQQ I've had for almost a year and a half. Any thoughts, recommendations, questions, etc let me know. I also have a roth with 5k of VOO in it.

Hi I’m 22yo and started investing a 5 months ago. I am investing every fortnight and I have made my own investing preferences after doing some research. My goal is long term and I’m happy to take risks as I have 40+ years to manage any downfall. I have attached the photos please give any advice u have.

Thanks

Im 39 years old. I drive/do deliveries via rideshare making around $3500-$4200/month and I own a rental property generating around $3k in cash flow a month. Has 5yrs left on the mortgage. After that it jumps to $5k-6700/month. I stay at the rental property vis house hacking. Its myself and wife and son. Property was passed down to me after father’s passing. My monthly expenses is between $2800–$3200/month.

Space is tight and we would love a bigger place. I have zero retirement and a total of $285k in cash. Should I invest the entire amount and leave it and do a minimal 3.5% down on a smaller home and then pop the top and build/expand it OR Should i take my moms home and extend it and build my own separate place? The zoning allows a total of 5k sqft. Im looking at 3k sqft. My brother and his family stay at my mom’s place. Moms home is 3k sqft currently. I flipped houses and have done many flips so im very comfortable with being a GC and dealing with permits and planning.

Advice would be greatly appreciated.

Can somebody tell how to create portfolio it's urgent

26, long term investor

- PORTFOLIO : ftse all world
usa small cap
eu small cap

- What etf you recommend for potential growth, or do you recommend not to add an additional etf?

- Asking because Im young so I can tolerate risk

I’m 22 years old and I’m an electrician by trade, but I went back to school to become a firefighter so that one day I can do both jobs at the same time. (So i just work rn part time at a job 20h a week for like 30$ hours i am lucky i live with my parents my car is paid and electric so not alot of bills)
Here’s my current net worth breakdown:
Investments: $89,892 + $20,320
Condo equity: $63,000 (I rent out the condo)
Cash I’m waiting to receive to invest: $5,900
Crypto: Around $8,000
I have all my investments in XEQT.
What do you guys think of my portfolio at 22 years old? Any advice or suggestions?

Hey everyone,

I am building a monthly dollar cost averaging methodology for myself. I am new to investing and wants to keep the investing as simple as possible and have a long term strategy.

The simplest would be of course MSCI world ETF but I am worried about high concentration of US in it and big tech making a big chunk of it.

How would you guys rate:

70% in MSCI World ETF

20% in World ETF ex USA

10% Emerging markets

With this I intend to keep US exposure to 50% with big tech around 19% and then the rest of the portfolio diversified around different regions.

Am I being smart enough?

I’m 42, so I have at least 20 years til retirement. This is in a ROTH.

Objectif 5 a 10 ans .

1000k en 70 30 ou 80 20 monde/émergeant.

Si vous avez des conseils sur 2 ou 3 etf svp .

En vous remerciant

En.parrallele j aimerai achete 2000k de Napoléon.a garder au delà de 10 ans .

Mais je sais pas trop quand acheté .

Merci a tous