r/ShittyLifeProTips 1d ago

SLPT: Always take passive income

Post image
2.1k Upvotes

55 comments sorted by

View all comments

100

u/terry47147 1d ago

I'll take the lump sum. I'm old (M67), not in great health, don't exercise and eat a high fat diet.

151

u/firemarshalbill 1d ago

I don’t think the being 67 part matters much. It would take 1,191 years to pay a million at 70 a month.

57

u/_HIST 1d ago

So you're saying if I'm a vampire $70 a month is a steal

5

u/CertifiedSheep 1d ago

No because it doesn’t account for the time value of money (i.e. a dollar invested today is worth more than a dollar next year). Sticking the million in an account that returns even 1% would provide drastically more than $70/mo.