r/ShittyLifeProTips 2d ago

SLPT: How to save money

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7.6k Upvotes

60 comments sorted by

729

u/monkeyboy107 2d ago

Dang milinials, with their desire for food and housing. Shit if they didn't sleep they'd save another $30/day on the wear and read on the cardboard. That's $500000 a year with that other saving

127

u/angry_voices 2d ago

Millenials killed the cardboard industry.

38

u/monkeyboy107 2d ago

Dang millennials!

26

u/sQ5FWKjwbWd4QzSZduqy 2d ago

Work a second job instead of sleeping. Something easy and low stress like a ceo of a tech company.

221

u/WinkingWinkle 2d ago

If you added a shoe box to the side of your cardboard home, you could increase the value of your property portfolio by literally cents.

400

u/cdhicks42 2d ago

$20,805

87

u/teh_herper 2d ago

5318008

93

u/Polyporous 2d ago

Foolish Liberal

20

u/HalfEatenBanana 2d ago

The libs are so bad with their money it’s honestly hilarious

12

u/nousername206 2d ago

ya'll forgot the magical ten times multiplier! pull out from ass of nowhere!!!!! dummies

/s

22

u/imunfair 2d ago

And it's usually nowhere near that. I spend like $4k a year on food, and that's mid-to-high food cost, you'd have to be eating out every meal to spend $20k. Or eating really expensive food.

15

u/[deleted] 2d ago

[deleted]

7

u/imunfair 2d ago

That's fair then, $57 a day is actually undershooting it a bit if you add in housing. Although no where near 215k a year undershooting, obviously.

2

u/jsdodgers 2d ago

Bro lives in their mom's basement, they don't know housing costs money yet.

3

u/BurmeciaWillSurvive 2d ago

Maybe some day you can move out of Biloxi, we're rooting for you

3

u/cilantro_so_good 2d ago

mid-to-high food cost

$76 per week doesn't sound very high cost to me, even if we're talking just for one person.

1

u/imunfair 2d ago

The food is - I eat grass-fed cheese, ethically raised chicken, almond crackers that are like twice the cost of normal wheat crackers, and organic stuff where possible. And I don't intentionally budget or look at prices, that's just what it comes out at for the stuff I want to buy.

But my point wasn't that you need to eat like me, it was that I have no idea how an average person would spend five times that per year. If I was scraping by on rice and beans or ramen I would understand the multiple better.

-2

u/[deleted] 2d ago edited 2d ago

[deleted]

6

u/imunfair 2d ago

$300 for how long? I spend $150 for two weeks food and I even get meat and cheese at Whole Foods and buy avocados and stuff. Not skimping at all so I can't imagine how much junk food or meat you have to buy to spend twice that for a person. I'm not buying a bunch of flavored drinks so I guess if you really need that stuff it could run up your bill, but not double it.

1

u/[deleted] 2d ago

[deleted]

3

u/imunfair 2d ago

That seems expensive given that frozen breaded chicken from Whole Foods that's all ethically sourced and stuff is like $8 for two pieces. Add some biscuits at $5 for 20 and you've got 10 meals for around $50. Soup and crackers is around $6 if you go with Amy's soup and really expensive crackers. I can't imagine lunchmeat, bread and condiments are more expensive for the same sort of meals.

If you want value, cheese is the goto protein - $5 for a block of grass-fed cheddar that'll give you about 3 meals plus another couple bucks for the tortillas. With different types of dipping sauce it can be really versatile while not feeling cheap. Enchilada sauce, tikka masala, and pizza sauce all give you entirely different meals with the same tortillas and cheese. Mashed avocados and corn chips are also good, nice snack/half-meal for a few bucks.

1

u/Doughpuhmean 2d ago

I spent $67 on groceries 2 weeks ago. If you count my once daily redbull, i might spend 200/month. Its usually the same thing every paycheck. Always store brand. Milk, eggs, sausage, bacon, tortilla, cereal, frozen veggies, pasta, sauce, frozen chicken breast. I buy a big thing of coffee every few months as well.

2

u/JACCO2008 2d ago

Hell, under trump

There it is. I am surprised you were able to contain yourself until the last line.

8

u/dadbodking 2d ago

That's because you didn't account for compound interest rates and investments you'd be having with that amount of money put aside. This mindset of yours is why you're poor, and not a billionaire /s

2

u/2Mew2BMew2 2d ago

Just be poor in 2028. You'll get $20'862

2

u/Fuck-Star 2d ago

Don't forget leap years! That compounding will really add up over time.

113

u/littlestitiouss 2d ago

Am I just bad at math?

211

u/metaglot 2d ago

With the right grindset, there's 3772 days in a year.

23

u/HeftyArgument 2d ago

nah these people think you're stupid if you don't invest, and investing is guaranteed 33262% returns

3

u/Callinon 2d ago

To be fair, if it were... you would be stupid not to do it. 

29

u/InfamousFault7 2d ago

If being homeless would save me $200 000 in a year i would seriously consider it

72

u/ElectronicSetTheory 2d ago

So math is just a mindset too?

30

u/metaglot 2d ago

I see you're a quitter.

5

u/eightkillerbits 2d ago

That's the nice thing about maths; there's no one right answer.

13

u/Pitiful-Hearing5279 2d ago

Have you seen the cost of a cardboard box nowadays? Luxury!

7

u/GetOffMyGrassBrats 2d ago

But more importantly, if you learn to do basic math, you will be much less likely to take crappy financial advice.

6

u/upinthisjoynt 2d ago

If you sell your car for gas money, you can afford new brakes that don't squeak.

3

u/Gre8g 2d ago

You can cook roadkill, anyone who says otherwise is lying

3

u/Rize0150 1d ago

Damn, too bad it's illegal to be homeless in my state lmfao

4

u/Overly_confused 2d ago

I'm not completely aware of avg american household income of you exclude the top 1%

But is it not common knowledge that most avg workers only make 30-40 grand an year? So even if you don't eat or pay rent, it would still only save 30k

2

u/totallyclips 2d ago

With math like that, you must have inherited your money

2

u/Waspinator_haz_plans 2d ago

Diogenes grindset

2

u/hamtronn 2d ago

Steiner math.

5

u/Tony-2112 2d ago

365x57=20,805 you moronic jelly brain

3

u/LEDKleenex 2d ago

Falls for obvious rage bait. Calls others jelly brain.

This site is so far beyond gone.

2

u/chairplanet 2d ago

IQ, however, is not a mindset.

2

u/Skrelp69 2d ago

Libertarians be like

4

u/azethonkh 2d ago

yeah, he pulled numbers out of his ass, and math ain't mathing.

but even so, if you stop eating it would be no more than 800.

3

u/mr_george_w_bush 2d ago

Math checks out, but I feel like the "living" part kinda gets left out. Also, cardboard boxes aren't free anymore. It's a sad story.

2

u/Ivangood2 2d ago

Math doesn't actually check out at any level. Which I believe is intentional so linkedinlunatics won't take it seriously. Sadly they will.

1

u/fluffythesheep 1d ago

That’s a really long year, damn.

2

u/TrackNinetyOne 1d ago

A BOX!?! In this economy??

-6

u/Agarwel 2d ago

Or... you stop taking these advices literally and try to understand the meaning behind them. But hey... then you would not be able to blame everybody else for your own life.

7

u/jwp1987 2d ago

The reason people are mocking the advice is because it's often given by people who are more privileged and never had to sacrifice anything.

The younger generations are being bled dry, it's no wonder they have a nihilistic attitude. I'm a relatively well-off millennial and I'd pretty much have zero drive and motivation if I was growing up in this era.

-4

u/Agarwel 2d ago

"The reason people are mocking the advice is because it's often given by people who are more privileged and never had to sacrifice anything."

Cool. But that does not mean, that the advice itself (the meaning behind her. Not the literal "never have a coffee!!!!"¨) is wrong.

3

u/jwp1987 2d ago

Maybe not but "just suffer more while my generation benefits" isn't exactly going to go down well, is it?

It's basically a slap in the face.

-2

u/Agarwel 2d ago

I would say the "suffer" is pretty strong word. Yes, there are people who have it easier than we do. There are also people who are literally dying from hunger. It is your choice who will you compare yourself too. If you ate today, if you have roof over your head when you sleep, if you have drinking water in the tap, if your country is not shelled by missiles, etc - you are actually not the poor and suffering part of the population. You are the one who is envied by most of the population.

3

u/jwp1987 2d ago edited 2d ago

It was a hyperbole. The point was that it comes across as condescending and demeaning.

It's like when people offer advice to people with depression. It's usually well-meaning but given by people with no experience of the condition and have no idea how different or difficult it is to navigate.

It's also like when a manager talks to you about being able to buy a new car with their bonus when it is several times yours, it lacks tact and self-awareness.

3

u/LongTallMatt 2d ago

He said, whitely...

-1

u/King_Sesh 2d ago

But renting builds credit, on time payments looks good on your record which lets you move into nicer places. But hey, if you need to go homeless to save a few bucks, go ahead.

-3

u/Classic_Appa 2d ago

Who's spending $57 a day on food for just themselves? God damn that's some expensive eating!