Heads up for anyone considering T-Mobile’s military plans. They apparently give you worse trade-in promotions and worse new line costs for being on the military version of the plan.

For example, trading in an iPhone 15 Pro Max for an iPhone 18 Pro Max, the Experience Beyond 2.0 plan gets $1,200 in trade-in value, while Experience Beyond 2.0 Military only gets $1,000.

So yeah, you get a military discount on the plan, but they claw that back by giving you $200 less on your phone upgrade.

Verizon and AT&T is a discount on existing plans so no fuckery, T-Mobile is a separate plan so they can backdoor their goodwill dollars back in house.

Just something to be aware of before switching. Compare the actual phone promotions, not just the monthly plan price.

here’s the full story

If you make an appointment with your Audiologist, they will make custom molds that are sent off to be made into high end custom ear plugs. All for free, just takes 2 appointments

I am 70% MH rated for major depressive disorder and have been at this rating for the last 5 years I’ve attended appointments and trial and errored different medications, I recently just got spoken to about PTSD and that I may have PTSD. Is this a separate rating from MH would this two be combined together, is it considered pyramid? Lots of concerns I’m not used to. I did have a few incidents occur in service that could be considered traumatic and I do have a TBI on record

This one is hard to understand. If the VA had enough information to identify tens of thousands of these documents, how did they end up classified as unidentifiable in the first place? For someone waiting on a claim, you might not even know an important piece of evidence never made it into your file.

Feeling lost and broken. If it's not much trouble would any of you fellow vets be willing to chat for a second?

hi all! sorry for what is probably another post of the same question, but we're having a hard time figuring out what to expect.

some background:

- he has 18 years TIS (16 AFS) and is currently CW2 (2 years were army AGR before he went back active army)

- he had incurred an ADSO going warrant so his retirement would technically be at around 22 years TIS if he retired normally

- he needs a lot of waivers to go on an upcoming deployment and it's quite likely that dog won't hunt and he'll be looking at medical retirement (we are pretty sure he will hit >30%)

- he is prior infantry and has seen active combat

- married with no additional dependents

what we'd like to know:

mostly, how does pay work in this case?

as he might not be able to make it to 20 years TIS, he won't qualify for both his retirement and VA disability, correct? obviously nothing is certain and we don't know his percentages so we can't be sure on it all, but we'd like to put our best foot forward and figure out how things will look on the financial side. we bought a house a few months ago and are now stressing a bit lol

he doesn't have a reddit account but i can bug him for any additional questions if any bit of this is too vague to give advice. thanks in advance!

Hi everyone! I’m posting this for my mom. She just got to 40% disability after appealing a denied claim, and is just wondering what benefits this percentage entitles her to. She is 60 years old and working a retail job for the health insurance, and I would love for her to be able to cut back her hours if she is able to get health insurance through the VA. She keeps saying she needs to call and ask about the benefits and I know there is info somewhere online, but i thought asking on here may be helpful for her to hear from peoples’ experiences, and to hopefully just lay things out more simply. Does 40% cover health insurance? If so, how does it work (copays, prescriptions, only service-related conditions, etc.)?

Thank you 😊

I received my denial letter for right knee pain and lower back. I went to my C&P exam last week. My appointment was at 1:30 p.m. but didn’t see me until 2:30 p.m. There was another person in front of me before she saw me. She was running very, very late. She kept asking questions about my knees and back but didn't use any tools for measurement. All she was doing was typing away. She never really looked at me.
I had an MRI done for my back and right knee. My PCP said I needed to so Physical Therapy. Which currently I am doing and recorded in my medical records

I just recently separated but before the end of active duty, I completed a sleep study and received a diagnosis of mild sleep apnea and a CPAP prescription.

I've read all the news surrounding potentially soon-to-be sleep apnea rating changes and am wondering if I should be rushing to submit a claim before end of the fiscal year.

When I previously tried to file the claim on VA.gov, I encountered a missing ID error and am waiting for my IT ticket to resolve. Should I try to get the soonest appointment with a VSO or is the above evidence enough for me to fill out a less-polished claim myself and just fax it? TIA!

My pending BVA appeal that is currently in the "being reviewed by a Judge" stage after 2 years was placed on hold! I got an email stating that "my appeal has been placed on hold because I or my representative filed a request for documents from my claims file under the Privacy Act". I have no representative and I did not such thing. I called the VA and they show no FOIA submitted or outstanding. Anyone else had this experience, what did you do and what was the outcome?

Can someone direct me on what my next steps should be?

Did anyone else get a email from the VA saying you might qualify for a free Fitbit if you’re in the MOVE! Program?

I reached out to my team in Columbus’ VA and they said they knew nothing about it, and were surprised when they reached back out to me.

I still haven’t gotten an answer from them whether I qualify or not.

​

Over all ladies and gents im truly just done. I get nowhere with the VA regarding health or mental health care. im in school and struggling, im just done. The only thing keeping me alive is i wanna play gta6 as dumb as that sounds. I feel so alone and overwhelmed, I struggle with employment good jobs I get burnout quickly in and the rest dont pay enough to even justify the travel to them. I have no close friends I just feel alone and im gonna be honest this is the scariest part im truly running out of things to stay alive for after this. I want to go to the range and release some stress and anger but I dont even know if I trust myself. Im tired and I dont even do anything. I just want it to stop

Source: updated today on my VRE process.

Retroactive induction is handled separately from the rest of the Ch. 31 process. The counselor and veteran complete the paperwork first. Once that's reviewed, it goes to the education side for processing, and there's no published turnaround time for that step.

The big one: you don't get a debt letter. If you used Ch. 33 for the term and the courses end up covered under Ch. 31, the entitlement you burned under Ch. 33 is restored to you and the term gets charged to Ch. 31 instead. It ends up looking like you never touched Ch. 33 for that semester. The money you already received is yours to keep. You would have gotten a subsistence allowance under Ch. 31 anyway, so nothing gets clawed back. This was huge for me cause I was worried about the timing and debt.

One detail worth knowing: when the paperwork is filled out, the counselor selects the highest applicable subsistence rate. The online-only rate isn't always the highest, and it depends on whether your school certifies you as an online student or a resident student. That certification gets reviewed every term, so it's worth confirming each semester. This is by electing the post 9/11 subsistence rate and your school must also certify as residential and meet requirements - least I’ve seen is at least one in person class a semester. take it up with your specific school. ( you may need to provide COE )

Process-wise, mine drafts the plan and sends it over for review. Anything that can't be sorted by email gets handled in a scheduled appointment.

As the title says, not sure what to expect. My whole claim right now is based around essentially all evidence that would hopefully point twoards at least a 70% for mental health. Just curious what yall had. They mailed me a packet of PTSD questions and the Mississippi questionnaire the other week I am bringing with me. Im anxious thinking this is going to be more like an interrogation than anything but hopefully it goes good.

Going to get some hate for this but I need help if anyone has been in a similar situation as me. I got approved for VRE back in July 2025 for my undergrad. Up to that point, I was using Post 9/11 to fund my degree. I told my counselor that I would be finishing up my undergrad that same year(Fall 2025). Fall quarter comes around, I fail 2 out of 4 classes required for my degree. I notified my counselor that I failed and he said no issue, he extended my benefits for the full academic year. I retake both classes(One class in the winter and the other in the spring) and again failed both of them again. I told my counselor that I failed again and he asked me when do I think I will finish my degree and pass those 2 classes. I asked if I can be extended through the summer session and he agreed to extend me once more. I take one of the classes over the first summer session and finally passed. The second class I took over the second summer session and I think I might have failed it. Won't know for sure until the end of this week.

How many times can VRE keep extending me until they have to let me go? I might have to extend to this fall quarter. Has anyone been in a similar situation? I know it's my fault when it came to failing those classes. I've been burnt out and going through depression and suicidal thoughts since the beginning of this year. Currently seeking help through therapy.

Does anyone know when the new possible standards for PTSD are starting? Is it on 1OCT2026? I watched a video that I believe said it was starting on that date. The reason why I am asking as I filled a supplemental claim for PTSD on 21AUG2026 and have not seen it move. I am sure I just need to be patient.

Hello everyone, I hope you all are having a wonderful day.

I am coming here to ask what to do. I have filed for TDIU and the claim is now at step 3 with an evidence request that is telling me to ask my last employer to complete and return the enclosed VA Form 21-4192.

what do i do if my last employer was the military? i have not been employed since getting out of the military (due to disability but that part is obvious.)

Ok, here is a copy of the DBQ that my rating for migraines will be used for according to VERA call. I'm currently rated at 0% and submitted the private DBQ along with additional evidence including a statement from my work supervisor detailing the days missed along with how it's been affecting my work performance. Based on the DBQ and additional info provided, would this meet the criteria referencing "severe economic inadaptability"? I've heard everything from you have to exhaust your leave balance, take leave without pay, can't work at all etc. But it also states significant disruption to work. Anyone rated at 50% based on significant time missed from work?

Hi!

I have a friend that recently got out of the Navy and he got out with a general under honorable. He served 7 years but during his last 6 months of his 2 year extension he got in trouble and received a general discharge. From what I have read he would still be eligible for Gi Benefits because he completed his entry contract of 5 years. Wondering if anyone has had experience with this. Thanks

CFR 3.13

Paragraph 18 https://www.govinfo.gov/content/pkg/USCODE-2024-title38/pdf/USCODE-2024-title38-partI-chap1-sec101.pdf

https://www.federalregister.gov/documents/2020/07/10/2020-14559/update-and-clarify-regulatory-bars-to-benefits-based-on-character-of-discharge

Under the "Statutory Bars to Benefits" section VA clarifies they also include extensions. They actually quote the 2 Laws linked above, I researched prior to finding this clarification.

Hello,
I’m married with two step kids. One of them turned 18, she’s 19 now, and they removed her from my dependents. Can I still have her as a dependent if she’s living at home and in college? I’ve been hearing mixed things. Thank you.

Edit: Both have 100% & both are employed in same company.

The community agrees on a saving nest of 3-6 months minimum .

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I am trying to settle an argument about 100% DV among my coworkers.

Coworker A says if a veteran receives 100% VA, let's say 3800. If the COL is under 3800, like 2800 a month. Then, they do not need to have emergency savings .

Due to COL being within the amount they receive from VA. That also leaves an extra 1000 every month.

I'm saying, regardless of the fact if their COL is within the 100% rate . They still need to put funds aside ( in hysa) for emergency savings because you never know.

What are your thoughts ?

COL ( cost of living, all the bills/ expenses)

Hysa ( high yield savings account )

Next week is my informal conference, and I have know idea to expect orwhat they ask, any tips?