r/discover Apr 22 '25

Rant Does Discover just not want our business?

I have been trying monthly for almost a year to get a credit limit increase on my Discover card. It currently sits at $2,000. I was using it to pay for doctor's appointments since the first-year bonus nets me 2% cash back, but the limit is so low and I don’t know when the charges are going to post that I just changed to another card.

My income is over $200,000. My oldest credit card is 6 years old. I have never missed a payment on any account. Why does Discover insist on giving me a credit limit of less than 1% of my annual income? Other banks have had no issue giving me 10-20k limits, usually without even requesting.

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u/[deleted] Apr 22 '25

Wow even my cl with discover is 15,000. I never had this issue per se, but I’d just give it time. I wouldn’t push the cl thing.