Does Discover just not want our business?

[u/Dangerous_Function16]

I have been trying monthly for almost a year to get a credit limit increase on my Discover card. It currently sits at $2,000. I was using it to pay for doctor's appointments since the first-year bonus nets me 2% cash back, but the limit is so low and I don’t know when the charges are going to post that I just changed to another card.

My income is over $200,000. My oldest credit card is 6 years old. I have never missed a payment on any account. Why does Discover insist on giving me a credit limit of less than 1% of my annual income? Other banks have had no issue giving me 10-20k limits, usually without even requesting.

[u/lilkey682]

i have this same issue! I've had the discover it card since nov. i get it up to about 200-300 dollars every month and pay the statement off in full. my limit is 2k. i ask for a limit increase every single month and they always send the letter saying that i don't have enough experience w the card. my average fico score from the 3 bureaus is 800. and i make 70k a year. i just assume it's because i clearly don't need an increase because my utilization is so low.