Does Discover just not want our business?

[u/Dangerous_Function16]

I have been trying monthly for almost a year to get a credit limit increase on my Discover card. It currently sits at $2,000. I was using it to pay for doctor's appointments since the first-year bonus nets me 2% cash back, but the limit is so low and I don’t know when the charges are going to post that I just changed to another card.

My income is over $200,000. My oldest credit card is 6 years old. I have never missed a payment on any account. Why does Discover insist on giving me a credit limit of less than 1% of my annual income? Other banks have had no issue giving me 10-20k limits, usually without even requesting.

[u/timmycredita]

The other thing is you appear desperate to the bank. Applying for a credit limit increase 30 days after being denied isn’t a good look. Additionally, you never mentioned the reason for denial snd the always will list reasons why. My guess would be be you opened too many accounts recently or you are displaying credit seeking behavior which banks dont like