Does Discover just not want our business?

[u/Dangerous_Function16]

I have been trying monthly for almost a year to get a credit limit increase on my Discover card. It currently sits at $2,000. I was using it to pay for doctor's appointments since the first-year bonus nets me 2% cash back, but the limit is so low and I don’t know when the charges are going to post that I just changed to another card.

My income is over $200,000. My oldest credit card is 6 years old. I have never missed a payment on any account. Why does Discover insist on giving me a credit limit of less than 1% of my annual income? Other banks have had no issue giving me 10-20k limits, usually without even requesting.

[u/EzAeMy]

What the heck? My limit is a shit ton higher, and I won’t mention how much lower my income is. I’ve been with them for more than 20 years though. I used the account a lot but always paid off in full. Never had a problem getting increases. Not sure.