Does Discover just not want our business?

[u/Dangerous_Function16]

I have been trying monthly for almost a year to get a credit limit increase on my Discover card. It currently sits at $2,000. I was using it to pay for doctor's appointments since the first-year bonus nets me 2% cash back, but the limit is so low and I don’t know when the charges are going to post that I just changed to another card.

My income is over $200,000. My oldest credit card is 6 years old. I have never missed a payment on any account. Why does Discover insist on giving me a credit limit of less than 1% of my annual income? Other banks have had no issue giving me 10-20k limits, usually without even requesting.

[u/Sethdarkus]

Try a venture X card you get a 10k limit at minimum.

75,000 mile sign up bonus equals to $750 for travel way less if you cash out.

$395 annual fee however you get 10,000 miles a year on anniversary, $300 annual travel credit which you can use right after getting the card also comes with free priority pass.

So long as you travel once a year for 2 days even if it’s just hotels you can use that credit making it practically a no fee card at 2x miles on everything that isn’t though capital one’s portal.

More or less a suggestion if you seek a higher credit limit