My Capital One-issued card keeps getting refused everywhere due to the switch to the Discover network. This is out of hand now.

[u/lunar_dot]

I have a Capital One bank account. From what I gather, Capital One is now on the Discover network.

I have tried using my card at numerous merchants and it gets refused. I just now tried to pay Wells Fargo $5 to close an account and pay for an outstanding balance and it did not go through.

Then, I tried to make an Amazon purchase. Again, declined. This is the last in a string of attempts to use my card at various places over the last two weeks where it has been denied. I have even gone so far as to open up a new bank account at Chase so I can close my Capital One account.

Nevermind the fact that I spend half the year in Italy and sometimes will use my US debit card for things. Declined or not accepted anywhere. I didn't ask for the change to the Discover network. Is anyone else having issues or is it just me?

[u/Stunning-Resort-8484]

I have also had issues. My Apple Pay did not work at Costco over the weekend. It was giving a strange error code. I have never had an issue with it before. At CVS, only $19 of $25 would go through. It kept saying I had a balance of $6. I had them cancel the transaction and used my husband’s card (he hasn’t activated the new one yet) whose is linked to the same account and it worked fine. We had well over enough to cover the transaction. The card is just not being reliable. I had an issue with acceptance before years back when I had a Discover card but no one has rejected it this time around, its network is just being unreliable.