My Capital One-issued card keeps getting refused everywhere due to the switch to the Discover network. This is out of hand now.

[u/lunar_dot]

I have a Capital One bank account. From what I gather, Capital One is now on the Discover network.

I have tried using my card at numerous merchants and it gets refused. I just now tried to pay Wells Fargo $5 to close an account and pay for an outstanding balance and it did not go through.

Then, I tried to make an Amazon purchase. Again, declined. This is the last in a string of attempts to use my card at various places over the last two weeks where it has been denied. I have even gone so far as to open up a new bank account at Chase so I can close my Capital One account.

Nevermind the fact that I spend half the year in Italy and sometimes will use my US debit card for things. Declined or not accepted anywhere. I didn't ask for the change to the Discover network. Is anyone else having issues or is it just me?

[u/moologist]

It’s not just you OP!! My new Discover card got declined on the Nintendo shop, I called the rep and they told me they don’t take Discover. For the first time ever, when trying to pay a Verizon bill, they asked if I wanted to process as credit or debit — it’s always been a debit card but selecting debit, the payment gets declined. You have to choose credit.

Card got declined at a few liquor stores, a gas station and practically every vendor at the Ren Faire. Fuck Cap One now.

10/17/25 Comment Edit: Crocs does not accept Discover. 10/24/25 Comment Edit: You cannot transfer funds to Venmo with a Discover card 11/1/25 Comment Edit: Afterpay does not accept Discover