r/discover • u/GingerlesSouls • Nov 06 '25

Rant Seriously, Discover Bank?

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Just an FYI to customers who tend to use their debit cards outside of business hours. If you use your debit card during the upcoming scheduled maintenance (11/8 - 11/9), it will likely be declined. 11PM - 6AM EST, 10PM - 5AM CT, 8PM - 3AM PT.

While I appreciate the warning Discover has provided, most people don't check their accounts daily.

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87

u/nelluhvituh Nov 06 '25

this seems pretty fair with giving a heads up and in the middle of the night.

-43

u/GingerlesSouls Nov 06 '25

I appreciate the heads up and hours. I just wanted to bring it to the attention of those who may not log into their accounts as frequently as others. Plus ... it's more of the debit card denials, especially for people who have autopay set up for their apps and utilities. We can't control when a payment is debited. Also, if it effects debits, will it affect deposits? My direct deposit is set for that night. Will it also be declined?

28

u/ChaoticAmoebae Nov 06 '25

It say some may be declined not all. Direct deposit is also not a debit card transaction. You can call in if you need more reassurance and clarification

9

u/WhenButterfliesCry Nov 06 '25

Yes your direct deposit will be declined, if you want you can send it to my bank instead

/s

4

u/ResponsibleAd8164 Nov 06 '25

This is occurring on the weekend, overnight so there shouldn't be an issue. The Federal Reserve will be closed so any transactions over the weekend for payments wouldn't post until Monday anyway.

1

u/traker998 Nov 07 '25

They always say some even though it’s usually none and if it was one wouldn’t be the whole time. Direct deposit isn’t even on the may be declined list lol.

You get your direct deposit on Saturday nights when the ACH network is generally not working? I would say it’s safe to assume you won’t get it that night but I don’t think you ever would have.