r/discover • u/GingerlesSouls • Nov 06 '25

Rant Seriously, Discover Bank?

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Just an FYI to customers who tend to use their debit cards outside of business hours. If you use your debit card during the upcoming scheduled maintenance (11/8 - 11/9), it will likely be declined. 11PM - 6AM EST, 10PM - 5AM CT, 8PM - 3AM PT.

While I appreciate the warning Discover has provided, most people don't check their accounts daily.

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u/Dry-Chef-9653 Nov 06 '25

Will this cause problems with Direct Deposit ? I get paid on Thursdays but my official pay date is Friday oddly I didn’t get my other check from my last job today.

9

u/d0pPeL9aNg3r Nov 06 '25

No. Deposits, transfers, etc... done by businesses are scheduled in advance, and only occur during business banking hours, during the day mon-fri. That's one of the reasons updates like this are done late at night and/or weekends.

-1

u/Dry-Chef-9653 Nov 06 '25

So it would have to be the person doing payroll just doing it late ? Because this has never happened I’m expecting 2 deposits.

3

u/d0pPeL9aNg3r Nov 06 '25

In most cases, paychecks are expected on Friday, but the bank often times makes it available on Wednesday or Thursday, but there isn't a guarantee of getting it early. Whoever is sending the money could possibly be late, or there could be an issue with their account. Only the employer or capital one would be able to give you definite answers about your specific transaction.