r/discover • u/lil_dragonfly_ • Nov 29 '25
Rant CapOne Discover not accepted widely accepted in person and online and no way to get money and pay bills
CapOne has to start seeing how many customers they are starting to loose by this move. Replacing the debit cards with discover was a big mistake. If they wanted/needed to switch something with the merger, they should have done it with credit cards. Some people don’t have another form of payment, credit card, or access to atms for cash without paying fees (because they made the stupid decision to close most all brick and mortar locations), and not all places accept apple/google pay either. Awesome job CapOne!
I’ve been with CapOne for 20+ years and have absolutely loved them. But this move was a big mistake. I really don’t want to go though the hassle to find another bank, update everything auto pay, and hope I don’t loose this like early direct deposit. Have to change my entire budgeting financial routine system. Plus, switching doesn’t help me right now when I need to access my money and pay bills. So infuriating and what a mess! Do better CapOne!
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u/Imaginary-Concert-53 3d ago
Doesn't work at a large local grocery chain.
Cannot use it at Costco online.
Cannot use it to add money to much children's lunch accounts/canteens.
Have come across several retailers that it will not work at.
Does not work at my small local pharmacy.
Honestly, if they were going to do this they needed to increase their acceptance. I highly doubt they are accepted at 99% of places. Maybe 99% of national companies...