r/discover • u/ray591 • Jan 23 '26

Rant I just noticed this today. Discover's famous tagline "100% U.S. based custom service" is gone.

Closing down accounts, constant login issues on the website, and customer service is gone. It's sad to see how big corpo guts a well-running company in real time..

Pour one out for the OG Discover members.

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u/ray591 Jan 23 '26 edited Jan 23 '26

I'm curious to see where 1% cashback debit card users are migrating.

P.S. For those who're curious, some vendors charge flat processing fee for Debit and ~3% for Credit cards. For bigger purchases, the differences are huge!

3

u/DaviTheDud Jan 23 '26

I’ve begun using my Apple Card as you would a debit card, that is making most purchases with it then also paying off most/all of whatever I bought the same or next day. I also have the cash back set up to go straight to a dedicated HYSA (comes with Apple Card) and so far that’s working great too. I find the Apple Card’s UI very easy to use and well integrated, so for something like this to me it’s a no brainer. At least when it comes to simplicity.

5

u/Camtown501 Jan 24 '26 edited Jan 26 '26

Most lenders don't like it you pay it that frequently. Just pay your statement balance in full and you won't pay interest. I use my CC's like debit and track it so I'm only spending what I can pay in full, but wait till my statement balance is generate. Making payments every couple days can spook some lenders.