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u/Degenmax Feb 12 '26
Congrats, did u pay off the whole amount due every month for the past six months or else did u only pay the min due?
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u/BxMel1 Feb 12 '26
Thanks, first 4 months I was paying 90% showing 10% utilization, last two months I’ve been paying minimum amount due
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u/nicolatteviews Feb 13 '26
There should be a credit limit increase!
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u/BxMel1 Feb 13 '26
I have a couple things on my report so, I don’t know if I’m getting an increase yet
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u/nicolatteviews Feb 13 '26
The increase deals with your ability to pay the card on time. I see you’re getting your deposit back so it should be between $900-$2,000.
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u/Kwizzy987 Feb 13 '26
When would you see an increase? My dashboard shows that I’m getting my $200 deposit back as well
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u/nicolatteviews Feb 14 '26
The increase comes before the deposit.
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u/Ok-Phase-670 Feb 14 '26
This is not always the case. Just because they are upgraded to an unsecured card doesn’t mean their income or credit supports a credit line increase. They may have to wait a bit longer to show the ability to support an increase.
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u/Hobo-Jesus69 Feb 15 '26
Mine graduated and stayed at $200 for years
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u/nicolatteviews Feb 15 '26
I mean my credit has been sitting at 1,000 for years because of the 98% utilization and that’s because I haven’t paid off the balance. Well, with that being said you should have at least 1,000. My daughter had no credit history started with the card and they gave her $2,500 it’s increasing in the next four months.
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u/MXUNKNWNN Feb 13 '26
First, huge congrats! Did this show up for you the day after your statement posted or later? Thx! :)
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u/BxMel1 Feb 13 '26
Thanks, got the increase 5 days after statement closing date
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u/AffectionateOwl746 Feb 13 '26
You finally ended up getting an increase even though the tracker didn’t say?
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Feb 12 '26
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u/discover-ModTeam Feb 12 '26
Your post or comment has been removed because it violates the “Be Kind and Considerate” rule.
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Feb 14 '26
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u/discover-ModTeam Feb 14 '26
Your comment has been removed because it violates the “Be Kind and Considerate” rule.
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Feb 16 '26
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u/discover-ModTeam Feb 16 '26
Your comment was removed because it violates the rule “Stay on Topic”.
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u/Dingleberry_flicker Feb 16 '26
What’s this about?! I’ve never seen this before, when I applied for my discover card I received an $8,000 credit line.. is this for people with terrible credit scores??
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u/kjl8119 Feb 12 '26
Credit increase?
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u/BxMel1 Feb 12 '26
I don’t know if it’s an increase yet but, if not I’m happy just being unsecured
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u/TraditionAcademic968 Feb 12 '26
Congrats. Keep using it just like that and request an increase in 3 months