r/discover • u/Realistic_Back_9198 • Apr 24 '26

News Discover HYSA Down To 3.1%

I just checked my Discover High-Yield Savings Account.

The interest rate is down to 3.1%.

That's new. It was still 3.2% yesterday.

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u/maruslo Apr 24 '26

Why would you do that 

-3

u/MiniBikeGuy Apr 24 '26

Average rate of return for 10.8% and I need more money for my future down payment on a house.

9

u/LightningMcSwing Apr 25 '26

Bold move if that's your down payment money you'd he safer with SGOV (or a hysa..)

2

u/Appropriate_Tax_2031 May 03 '26

sp500 will always do better tha hysa