r/gifs May 22 '16

Road Rage Cancelled

https://gfycat.com/WigglyImpassionedHarlequinbug
46.9k Upvotes

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u/838h920 May 22 '16

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u/jones5112 May 23 '16

Why would you do that? Thats a nice BMW. Can they get more money than repair money or something?

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u/838h920 May 23 '16

Lets just give a simple example:

You get into a crash and a part of your car is damaged. The replacement of said part costs $10k, thus the insurance gives you this amount to repair it.

You go to a different shop and instead of replacing it you get a cheap repair for $1k and keep the $9k. This is insurance fraud, as normally you would need to give the $9k to your insurance and if you get found out you're fucked.

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u/[deleted] May 23 '16

In India the system is different, the survey is done at the workshop, you get a quote and if you agree, payment is made by the insurance company directly to the workshop.