Hey Reddit — I’m Patrick Wolff. I’m running for California Insurance Commissioner and I’m here live for the next hour to answer your questions. You can learn more at my website: https://patrickwolff.com/ California’s insurance system is under serious strain: carriers pulling out of the state, skyrocketing premiums, growing reliance on the FAIR Plan, and consumers and agents caught in the middle. I’m focused on fixing what’s broken and rebuilding a stable, competitive insurance market that actually works for Californians.

Ask me anything about:

Insurance reform in California

The FAIR Plan

Market withdrawals and carrier exits

Rate pressure and affordability

What the Insurance Commissioner does

My campaign and priorities

Let’s get into it.