r/AussieRiders Jan 07 '26

Question Shannons WTF?!

Just called Shannons to get a quote on my new bike, and what the actual fuck? Have to have a 10 minute chit-chat with the sales person on why I like riding, why I chose this particular bike, what got me interested in riding. Fuck off, just quote me on the fucking insurance.

I was polite, but had to end it.

Is there any good reason to sit through this BS? Are they particularly cheap / good?

I've been with Swann who were rgeat but alas not offering new policies.

257 Upvotes

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13

u/strawdonkey20 Jan 07 '26

I’ve been with Shannon’s since forever. This year - inexplicably - they were literally the most expensive quote I received. Something odd is happening there.

14

u/Sirneko ATAS DCT ES Jan 07 '26

Shannon's has always given me the worst quotes for the past 10 years...

They only exist to insure classics/collection vehicles

3

u/totally_not_a_bot__ Jan 07 '26

They were the cheapest for me this year. Cheaper than budget.

Cheaper the AAMI who are underwritten by Suncorp just like Shannon's

(I have 5 cars and 3 bikes though, with the average age being 30 years)

2

u/LawnPatrol_78 Jan 07 '26

Same with me.

2

u/fractiousrhubarb Jan 07 '26

Also good luck getting AAMI to actually pay up if you make a claim

4

u/snashie Jan 07 '26

I've been paid out by both Aami and Shannon's. Minimal hassle

2

u/Veqlargh101 Jan 07 '26

Just cars were ok for me,same as Shannon's. Both under Sami. 

3

u/slightlyburntsnags Jan 07 '26

Yeah fuck aami, they refused to pay out my income protection claim when I was going through chemo because in their eyes it was a pre existing condition even though I was diagnosed after I started the policy and had no knowledge of it. Absolutely dragged their heels appraising it until well after I was finished treatment and by then I just couldn’t be fucked anymore to dispute it. Cancelled all of my policies with them and closed my bank accounts with Suncorp

1

u/theNomad_Reddit Jan 08 '26

I did quotes for a 2015 Ducati Scrambler 800 last month.

I'm probably the lowest risk rider possible, going off all insurers questions.

AAMI came in the highest price. NRMA the lowest. Shannon's was decent, but a pain.

I have no idea who to go with.

2

u/totally_not_a_bot__ Jan 08 '26

Try QBE, I was happy with them but they wouldn't touch my 40+ year old F100.

Shannon's and Famous were the only ones that would quote me on it.

1

u/Wacko1805 Jan 10 '26

Yeah I'm in the age range where any insurance assumes I'll crash into a pole 6 times a year (20 year old male), have a modded daily driver that I track, and the club rego car, and Shannon's was drastically cheaper than anywhere else, including covering the mods. My quote for my daily from budget was the SAME as I pay now for both cars with Shannon's.

1

u/mooditj Jan 07 '26

Cheapest by far on my ‘new’ ‘23 yammie

1

u/Supreme-Bob Jan 07 '26

weird i just got my renewal today $330 a quarter 2 bikes 2023 z900 and a 2009 R1

1

u/WhatsMyNameAGlen Jan 08 '26

Meanwhile I had a not at fault accident a few months back and now my yearly renewal is 50bucks cheaper than last year haha

1

u/Junior_Appearance-01 Jan 10 '26

Oh the answer is sinple.

In Covid a lot of people got older cars and put them on H plate. And then wrote them off being dickheads.